How to Interpret and Manipulate a Political Poll

By Patricia L Johnson 

Looking at the following Press Release from Quinnipiac University you would think Barack Obama’s approval rating in Ohio (a major swing state) has dropped from 62% to 49% during the period from May 2009 to July 2009.  You would think that because that is basically what Quinnipiac is telling us.

FOR RELEASE: JULY 7, 2009

OBAMA’S APPROVAL DROPS IN OHIO – CRITICAL SWING STATE,

QUINNIPIAC UNIVERSITY POLL FINDS;

2010 SENATE RACE TIPS SLIGHTLY TO DEMOCRATS

President Barack Obama gets a lackluster 49 – 44 percent approval rating in Ohio, considered by many to be the most important swing state in a presidential election, according to a Quinnipiac University poll released today. This is President Obama’s lowest approval rating in any national or statewide Quinnipiac University poll since he was inaugurated and is down from 62 – 31 percent in a May 6 survey.

Unfortunately, a poll is not any different than an article, either online or in a newspaper, magazine.  While an article is swayed by the bias of the individual (s) writing it, poll numbers are swayed by the exact questions asked, the number of individuals polled, whether or not they are registered voters, and what political party, if any, they prefer and their location.

The July 7, 2009 press release from Quinnipiac is a prime example.  The first paragraph deals entirely with President Obama’s drop in the polls in Ohio.  How does the average reader know whether or not Obama’s rating did actually drop in that state?  Our first step in answering that question is to look at the actual poll.     http://www.quinnipiac.edu/x1322.xml?ReleaseID=1347

The press release indicates a total of 1,259 Ohio voters [483 Democrats and 445 Republicans] were surveyed from June 26 – July 1, with a +/- 4.5 % margin of error on Democrats and a +/- 4.7% margin of error on Republicans [not sure why there would be a higher percentage of errors on Republican voters, so we’ll leave that question for another day].  The other 331 individuals making up the total of 1,259 were probably either Independents or chose not to state their political preference. 

The first question we should ask, on this poll, is why there were not an equal number of Democrats and Republicans polled.  If they only had 445 Republicans to poll; then they should have only polled 445 Democrats; not 483.  Another interesting fact to note on this poll is they are not indicating the actual number of voters in each category, only percentages, so we have no way of knowing whether or not their percentage calculations are correct.

The approval rating for President Obama stems from question number 24 on the Quinnipiac poll; the prior 23 questions all dealt with local politicians.  The fact the poll numbers for this particular question are split by Rep [Republican], Dem [Democrat], Ind [Independent], Men, Wom [Women] and WtBrnAgn Evnglcl [White Born Again Evangelical]; as well as into six geographic areas Cntrl [Central], NrthE [Northeast], NrthW [Northwest], SthE [Southeast], SthW [Southwest] and WstCnt [West Central] shows us how polls and poll numbers can be manipulated.

24. Do you approve or disapprove of the way Barack Obama is handling his job as president?

                                                               WtBrnAgn
                     Tot    Rep    Dem    Ind    Men    Wom    Evnglcl


Approve 49% 19% 85% 38% 39% 57% 33% Disapprove 44 75 11 48 53 36 59 DK/NA 8 6 3 14 8 7 8

Cntrl NrthE NrthW SthE SthW WstCnt

Approve 50% 52% 55% 46% 36% 47% Disapprove 43 39 40 44 60 47 DK/NA 6 10 6 10 4 6

TREND: Do you approve or disapprove of the way Barack Obama is handling his job as president?

                     Jul 7   May 6   Mar 18  Feb 6
                     2009    2009    2009    2009


Approve 49 62 57 67 Disapprove 44 31 33 16 DK/NA 8 7 11 17

Just a cursory review of the poll will tell you that an extremely large percentage of Republican men, who are probably white, born again, Evangelicals, living in the [Southwest]  disapprove of the way Barack Obama is handling his job.

Do you want the trend for Obama’s rating to drop further with the next poll?  Not a problem, simply interview more white, BAE Republican men in the southwest. 

It’s time for the voters in this country to wake up when it comes to poll numbers.  The only way you can tell whether or not any given poll is an accurate representation of the political views of individual voters is to research the poll.

Since the Quinnipiac poll is also broken down by geographic region, we have to ask whether or not this particular poll question was strictly limited to Ohio voters. If it is breaking down the various regions in Ohio, that is certainly another way of biasing a poll.  You find the geographic area with the results you want and simply interview more voters in that particular geographic area.

The following statement made by Peter A. Brown of the polling institute about this poll is interesting.  

"The economy in Ohio is as bad as anywhere in America. These numbers indicate that for the first time voters have decided that President Barack Obama bears some responsibility for their problems," said Peter A. Brown, assistant director of the Quinnipiac University Polling Institute

After President Obama has been in office for a total of five months;  Brown is suggesting the current President is responsible for some of the economic problems in Ohio.  Unfortunately, it doesn’t work that way.  When the prior administration left office no one knew the total economic damage that was caused by their economic policies.  It will be many, many more months before all the data is brought to light and the damage assessed.

We, as American voters, have continually been brainwashed into believing this or that based on someone else’s opinion – don’t rely on someone else’s opinion, form your own based on the facts.  The only way you are going to be able to access the facts, and form an opinion, is to look at the actual data being discussed in the poll.

Please Note:  This article is not meant to insinuate the Quinnipiac poll is biased or manipulated, it is simply an example of what possibilities are available to pollsters.

Patricia L Johnson is a former special assignment writer/photographer and co-owner of the Articles and Answers news and information site.

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**********Breaking News**********

By Richard E Walrath

William Gates, who is in charge of messing up my MSN messages, says that he is not now, never has been, and never expects to be Secretary of Defense.

Robert Gates, Secretary of Defense, has not been heard from since President Obama mixed up their first names in his Close Guantanamo speech, referring to his Secretary of Defense as William Gates.

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GOP – Going Overboard on Pelosi

GOP1  

By Patricia L Johnson and Richard E Walrath

Fox News, reporting with their usual fair and [un]balanced flair published a special report Monday titled “Pelosi Did Nothing With Knowledge About Enhanced Interrogation Techniques” [1]

The story indicates Speaker of the House, Nancy Pelosi “says she was made aware seven years ago that the CIA was contemplating using so-called enhanced interrogation techniques — including waterboarding — and that Justice Department lawyers had advised that such methods would be legal.” 

The article goes on to state that Speaker Pelosi did “nothing” with the information, but is now supporting an investigation into the legality of the advice the Justice Department provided.

This originally began with controversy over the date Speaker Pelosi was first notified by the CIA that the US was involved in torture, and has now turned into an accusation that even if she wasn’t told on the date the CIA stated, she was subsequently advised by the CIA [2]; therefore she should have done “something”.

The GOP has gone hog wild on the Pelosi subject.  John Boehner has demanded Pelosi provide evidence in support of her accusations, while Former Speaker Newt Gingrich is doing no less than calling for her resignation.

The GOP attack on Speaker Pelosi is absurd.  Republicans have a history of attacks anytime there is anything that could be remotely construed as controversial while keeping their closets filled to the brim with skeletons.   They appear to operate under two sets of rules.  Operating rules for them v. operating rules for the Democrats.  Two incidents immediately come to mind. 

· Former Speaker Gingrich was front and center leading the attack on President Clinton over his marital indiscretions;  all while Gingrich was having an affair of his own. [3]

· During the 911 Commission hearings most of us learned that, on an almost daily basis during the summer of 2001 Condoleezza Rice met with CIA Director, George Tenet, and on July 10, 2001 Director Tenet requested an emergency meeting to brief Rice and her staff on the possibility of a pending attack by Al Qaeda. At the time Condoleezza Rice was National Security Advisor, and claimed she did not recall the meeting.  White House records later confirmed the meeting was, in fact, held. [4]

GOP members are complaining that Speaker Pelosi did nothing after being advised of the [legality] of water boarding, yet did not find any fault with National Security Advisor Condoleezza Rice doing nothing after being informed in an emergency CIA meeting  of the possibility of a potential attack on US soil by terrorists.  60-days later, on 9/11/2001 the US was attacked.

Republicans were in charge when the CIA was committing torture.  What’s the media running on at the mouth about?  Not that the Republicans were in charge and George Bush was president when the CIA was committing torture.  No, the big story is they told Nancy so she’s the one to blame.

The sad part of all this is it’s not that they’re interested in what’s right and wrong for the county, it’s that they want to make the Democrats look bad.   And anybody that is anybody in their party is chomping at the bit to have their 10 minutes of fame at the expense of Democrats.

The mindset of Republicans is anything goes with them, as long as they think they will benefit.  The country? They don’t care.  The people?  They don’t care.

The Republican Party has set this country back 50 years.  That is how long it will take to undo the damage incurred while President Bush was in office. 

They lost control of the White House, they lost control of the US House of Representatives and they lost control of the US Senate.

How long is it going to take them to figure out their childish allegations are hurting the Republican party more than the opposing party?

[1] http://www.foxnews.com/story/0,2933,520586,00.html

[2] http://www.speaker.gov/newsroom/pressreleases?id=1168

[3] http://www.cnn.com/video/#/video/politics/2007/03/09/sot.newt.gingrich.affair.fami

[4] http://www.nytimes.com/2006/10/02/washington/03ricecnd.html?ex=1164430800&en=b2b94cdf2a4ebea0&ei=5070

© 2009

Richard E Walrath and Patricia L Johnson are co-owners of the Articles and Answers News and Information site Articles and Answers

Posted in 9/11, Government, News and politics, Only in America News, Safety and Security | Tagged , , , , , , , , , , , | 1 Comment

**********NEWS FLASH**********

By Richard E Walrath

Democrats are calling a special meeting to rename the Republican Party which looks like it is going down for the third time. 

In the future, GOP will stand for Grab Onto Pelosi and hold on for dear life.

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Former Bush aide gets 30 months in prison – USATODAY.com

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Take Action

President Obama recorded a special message for you about the budget he’s submitted to Congress and what you can do to help it pass.

Watch the video now and take action to make sure your representatives know you support this new direction:

Watch the video

The budget President Obama has proposed isn’t the same old document Washington has come to expect year after year.

Right now, we have a once-in-a-lifetime opportunity to finally confront the systemic problems that have held America back for far too long in energy, health care, and education.

But it’s up to you to get involved and make it happen. Join a canvass this weekend and talk with everyone you know about the President’s plan to secure long-term prosperity for our families.

After watching the President’s video, you can also look up your elected representatives and let them know you support this new foundation for economic growth:
http://my.barackobama.com/budgetaction

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California Firm Recalls Poultry Products Imported From an Unapproved Source

 

Recall Release
CLASS II RECALL

FSIS-RC-009-2009
HEALTH RISK: LOW

Congressional and Public Affairs
(202) 720-9113
Emily Metz
WASHINGTON, March 12, 2009 – Khong Guan Corporation, a Union City, Calif., establishment, is recalling approximately 2,858 pounds of chicken drink products that were ineligible for import to the U.S., the U.S. Department of Agriculture’s Food Safety and Inspection Service (FSIS) announced today.
FSIS is recalling these products because the chicken drink products do not meet poultry products inspection or poultry exemption requirements. Specifically, it could not be determined that the poultry ingredients used in the chicken drink products were prepared under inspection as required by federal regulations or under a foreign inspection system determined to be equivalent by FSIS. The poultry ingredient is determined to be ineligible when the source of the ingredients cannot be determined.
The problem was discovered after FSIS identified a shipment of products containing poultry which were imported from an unapproved source. The chicken drink products were distributed to retail establishments nationwide. FSIS has received no reports of illness as a result of consuming this product.
The products subject to recall include: [View Labels]

  • Packages containing six 2.3-fluid ounce-bottles of "BRAND’S Essence of Chicken Drink"
  • Packages containing six 2.3-fluid ounce-bottles of "BRAND’S Essence of Chicken Drink, with Cordyceps Extract"
  • Packages containing six 2.3-fluid ounce-bottles of "BRAND’S Essence of Chicken Drink, with 4 Herbs"
  • Packages containing six 2.3-fluid ounce-bottles of "BRAND’S Essence of Chicken Drink, with Lingzhi"
  • Packages containing six 2.3-fluid ounce-bottles of "BRAND’S Essence of Chicken Drink, with Ginseng"

Consumers and media with questions about the recall should contact company Marketing Manager, Deborah Heng, at (510) 487-7800 ext. 105.
FSIS works with other federal agencies to ensure the safety of imported meat, poultry and processed egg products. The Animal and Plant Health Inspection Service issues import permits based on animal health considerations, specific to a country or region. Customs and Border Protection provides oversight of all products entering the United States.
Consumers with food safety questions can "Ask Karen," the FSIS virtual representative available 24 hours a day at AskKaren.gov. The toll-free USDA Meat and Poultry Hotline 1-888-MPHotline (1-888-674-6854) is available in English and Spanish and can be reached from l0 a.m. to 4 p.m. (Eastern Time) Monday through Friday. Recorded food safety messages are available 24 hours a day.

#

California Firm Recalls Poultry Products Imported From an Unapproved Source

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A Smile to Start Your Day

popup

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Picture Worth a Thousand Words

A fisherman in Baghdad speaks to Dahr Jamail and Jason Coppola in the shadow of the massive new U.S. "embassy" on the Tigris River about life during occupation.

Click here to view this short video piece.

See more Dahr Jamail at Dahr Jamail’s Mideast Dispatches

http://dahrjamailiraq.com/archives/multimedia

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Iraq Right to Life

By Patricia L Johnson

     The Iraq Status of Forces Agreement [SOFA] calls for “the withdrawal of combat forces from the cities, villages and localities” no later than June 2009, with the balance of troops to be out of Iraq by December 31, 2011.  The agreement made between the United States of America and the Republic of Iraq went into effect on January 1, 2009.

Iraq03-10-2009

     Since that date there have been 199 Iraqi citizens killed – 61 in January, 64 in February and with 2/3 of the month of March to go there have already been 74 deaths in March.

     What I fail to understand is the lack of interest in the number of civilians that have died in Iraq, at our hands. As you can see by the article written in 2004, it was estimated that 100,000 Iraqi civilians were killed by coalition forces since the beginning of the war [March 19,2003].  Six years have passed since the war began and civilians are still being slain in the streets of Iraq.

    There are people in this country that become enraged at the thought of a young mother who doesn’t want a child having an abortion, yet fail to  bat an eyelash at the murders that are taking place in Iraq.  Why is the right to life in Iraq so much different than the right to life in the United States?

     The Iraqi people have done nothing to us.  They were not behind 911, nor have they taken any action to harm the residents of our country, yet many of them die for no reason other than the United States made a mistake and thought they had weapons of mass destruction.

     How many more Iraqi citizens are going to die because of our unacceptable error?

     At the end of March, Britain will begin withdrawing the balance of 4,000 combat troops stationed in Basra.  The withdrawal will be completed by the end of July 2009, with a few hundred personnel remaining to train Iraqi police.

     Has the sectarian killing increased because we will not be able to meet the June 2009 date, or has the sectarian killing increased because we are leaving?

     How many more bodies will it take to determine the answer to that question?

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**********NEWS FLASH**********

Newspaper

Rush Limbaugh, Bobby Jindal, and Alan Keyes have been offered all-expense tour by Democrats as soon as a name for trio can be decided

The Three Amigos was considered but rejected as none of the trio fits the Hispanic description. 

Best bet, so far, is The Three Stooges.

By Richard E Walrath

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HAPPY BIRTHDAY LARRY M.

Happy Birthday Larry1

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Definition of Old

Submitted by John S.

 

OLD

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Subject: New Stock Market Terms

Money

Submitted by John S.

CEO — Chief Embezzlement Officer.

CFO — Corporate Fraud Officer.

BULL MARKET — A random market movement causing an Investor to mistake himself for a financial genius.

BEAR MARKET — A 6 to 18 month period when the kids get no allowance, the wife gets no jewelry, and the husband gets no sex.

VALUE INVESTING — The art of buying low and selling lower.

P/E RATIO — The percentage of investors wetting their pants as the market keeps crashing.

BROKER — What my broker has made me.

STANDARD & POOR — Your life in a nutshell.

STOCK ANALYST — Idiot who just down-graded your stock.

STOCK SPLIT — When your ex-wife and her lawyer split your assets equally between themselves.

FINANCIAL PLANNER — A guy whose phone has been disconnected.

MARKET CORRECTION —  Usually the day after you buy stocks.

CASH FLOW— The movement your money makes as it disappears down the toilet.

YAHOO — What you yell after selling it to some poor sucker for $240 per share.

WINDOWS — What you jump out of when you’re the sucker who bought Yahoo @ $240 per share.

INSTITUTIONAL INVESTOR — Past year investor who’s now locked up in a nuthouse.

PROFIT — an archaic word no longer in use.

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Taking Action on Social Security

 

clip_image002

By Richard E Walrath

The best time to do something is during a crisis like the one we have now.  It’s far more dangerous than 911 and Iraq rolled into one.  I’m speaking of the financial crisis we’re currently facing.

This crisis is an opportunity to do something about the hundreds of billions of dollars in IOU’s that the government has issued representing the money that has been borrowed–and spent–from the Social Security Trust Fund.

Here’s what you do.  FedEx the IOU’s over to the Federal Reserve and redeem them for money.  IOU’s issued by the United States government must be worth at least as much as the toxic assets of the banks that are about to be purchased by us taxpayers. If not, then we are all up the creek.

The Fed holds the IOU’s providing the Treasury with lots of money to buy those toxic bank assets and to start buying up stocks in what is now a very depressed market.  Henceforth, instead of IOU’s in a Trust Fund, there will be actual securities of DOW 30 or other companies truly representing value. 

The IOU’s which would be held by the Fed will be worth just as much there as they are now wherever they are now.

Instead of the government spending the Social Security surplus each year, the surplus would be invested in the market. An individual’s pension would be guaranteed, as it is now if he/she qualifies.  Over time, as the stock market appreciates, the government could buy back the IOU’s held by the Federal Reserve.

That’s it.  More detail there than Geithner gave.

© 2009 Richard E Walrath

Richard E Walrath is a former budget analyst and currently resides in central Ohio with his family.  He is also co-owner of the Articles and Answers News and Information site.

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Tell Them What You Think

TV

By Patricia L Johnson

258 voted yeah [22 Republicans and 236 Democrats] but the number did not meet the 2/3 requirement necessary to pass the bill to delay the transition from analog to digital broadcasting scheduled for February 17, 2009.  This vote took place under a special procedure requiring a 2/3 vote, instead of a simple majority.

They know for a fact the National Telecommunications and Information Administration has 3.2 million coupon requests on backlog and there’s no way consumers will receive the coupons before February 17, 2009, but they don’t care. 

Why should they?  More than likely they are already switched over to the digital broadcasting via satellite or cable.

The people that will be affected by this change will more than likely be the poor, the elderly and people living in rural communities.   They will wake up on February 17, 2009, turn on their TV and get nothing more than a black screen.

Write to your member of Congress and express your views on this issue. NTIA is indicating a backlog of 3.2 million coupons, while Nielsen Co. estimates there are more than 6.5 million US households  with analog televisions.

Whether the number is 3.2 million or 6.5 million, these people need your help.

Click on the following link to read the names of the 168  House members that voted against this bill, along with the six that did not vote.

http://docs.google.com/Doc?id=ddcm6wzh_41dfd52xf6&hl=en 

Is your Member of Congress listed?

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Happy Birthday Kathy!

Happy Birthday

Don’t eat too many ribs!!!!!!

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What to Do When You Can’t Afford to Eat

Health foods

By Patricia L Johnson

The CPI (Consumer Price Index) released January 16, 2009, for the month of December 2008, indicates a decrease in the food index of 0.1 percent.  This is the first decrease in the food index since April of 2006.

That doesn’t mean much to the average person who is attempting to buy $100 worth of groceries with a wallet containing $50.

Food, energy and medical care in this country have skyrocketed during the past several years and doesn’t play favorites.  All of us, rich, poor and middle class have been hit with exorbitant prices for basic needs. 

So what can you do to stretch your food dollars? 

Where you purchase your groceries is just as important as what you purchase.  Do you often stop at a convenience store to pick up odds and ends because it’s convenient? 

Next time you stop at a convenience store take a look at the price of that loaf of bread, or bottle of detergent, or can of soup.  You’ll find they are considerably more than what you pay at your local grocery store.

But, what about that local grocery store? 

Most items are discounted once every 10-12 weeks, so buy when the item is on sale and buy enough to last 3 months.  That way you’ll run out just about the time the item goes back on sale.

If you have time clip store coupons and use them.  A few weeks ago I was behind a shopper who was able to cut $70.00 off her grocery bill by using coupons.  I was completely in awe of this wonder shopper.

After carrying around six manufacturer coupons in my coat pocket for three months I eventually gave them to my husband to buy dog biscuits when they were ‘on sale’.  Well, one out of two isn’t bad – he bought the dog biscuits but ignored the ‘on sale’ criteria.  Just because coupons don’t work at our house, doesn’t mean they won’t work at yours.

Don’t have any coupons?

There are several online sites that offer coupons for various products.  Searching for the right site with the right coupon takes time, but most of us have far more time than we do money so it can be very beneficial to the shopper on a tight budget to use coupon.

Use a specific product month after month?  Go to the manufacturer’s site and sign up for their newsletter.  If you’re lucky you’ll also receive a coupon or two in your mailbox.  The disadvantage to this method is you have to print out the coupons on your own printer, the advantage is manufacturer’s usually provide a deeper discount and a longer expiration date.

Do you belong to a wholesale club?

Major discounts are available by purchasing larger quantities at wholesale clubs.  I belong to Sam’s Club and have saved at least 10 times what the initial membership fee cost.

Can’t afford a wholesale club?

Try shopping at your local Aldi’s.  Aldi’s motto is ‘Incredible Value Every Day’.  Aldi’s is similar to a warehouse, without the need to buy in large quantities.  They have approximately 1,000 stores in 29 states and the only disadvantage is you have to bag your own groceries.  A small price to pay for the huge savings available.

In addition to the 1,400 items that are regularly stocked,  Aldi’s also has special purchase items with special pricing.  While the groceries are usually an off brand, which accounts for the huge discounts, the special purchase items are generally brand name products purchased in large quantities, providing you – the customer, with a lower price.

Last, but certainly not least, is Angel Food Ministries.   Angel Food Ministries is a non-profit, non-denominational organization providing discounted groceries to anyone that wants to cut their grocery bill in half.  There are no qualifications, minimums, income restrictions or applications.  EVERYONE is welcome to participate and food stamps are welcomed.

Angel offers a box of food for $30 containing both fresh and frozen items.  This same box if purchased at a retail store would cost you approximately $60.00.  The initial box of food is called a regular box and each month the items in the regular box change.  Once you have purchased your regular box of food, you are eligible to purchase additional boxes of specials.  Example – one of their February Specials is a Fresh Fruit and Veggie Box for $21.00.  Another is an Assorted Meat Box for $22.00.  For the month of February there are six separate special boxes you may purchase.

The drawback is you have to order and pay for these items in advance,  and then pick up on a specific date at your host site.

Angel Food Ministries has an area on their website where you insert your address and/or zip code and a map will pop-up providing you with detailed information on host sites in your area.

No host site in your neighborhood?  Talk to your church and or local community office about becoming a host site for distributing the food.

© 2009 Patricia L Johnson

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The Secret to Saving Money

Money

By Richard E Walrath

The basic concept to understand is that saving money, most of the time, means not spending it.  Of course, most people will agree, but then they just go out and spend
it. 

It’s hard to save money after you’ve spent it because it is gone.

Another simple thing is to recognize the difference between needs and wants.  Needs are comparatively few, wants are unlimited.  But realizing the difference can be far from simple.

To keep busy not spending money–known as saving–here is something that will keep anybody occupied for the rest of the winter.

Inventory everything you have in every room of your house, and take a picture of it.  Why?  You will find things that you have long since forgotten that you own.

Also, you can check in with your friends and neighbors and encourage them to do the same thing.  Then it’s swap time. 

Who knows how many things you get rid of this way?  I’m sure your friends and neighbors feel the same way.

Craig’s list is a cheap way of getting rid of stuff – stuff like old furniture.  Find a local site on the Internet where you can post a description of your stuff and include a picture, if you can, and a phone number.  You can move stuff real fast if you’re giving it away.  Or, if you think you can get a few bucks for it, try "best offer".

Remember, one man or woman’s trash is another’s treasure.

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HAPPY NEW YEAR

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Happy Birthday Johnny

December 16, 2008

Happy Birthday

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Congratulations

To Corissa and Todd on their December 13, 2008 engagement

 

Corissaandtodd

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Justice Served?

justice

By Patricia L Johnson

Those of us that didn’t go to planet Mars for the week are aware Illinois Governor Rod Blagojevich and his Chief of Staff, John Harris, were arrested yesterday morning on federal corruption charges.

Governor Blagojevich is a sitting governor and it is a travesty that he was not treated with the respect due his office.  Any other government official is warned in advance of an indictment and allowed to surrender at their own convenience.  To go to his home at 6:00 in the morning and drag him off to court in his jogging suit is simply inconceivable, yet that is what happened.

The last sentence in the following summary reminds the public that a complaint is only a charge and not evidence of guilt, that defendants are presumed innocent until proven guilty beyond a reasonable doubt.

In the minds of the people in this country, Governor Blagojevich and John Harris are already guilty, otherwise why would they be under arrest?  One newscaster put it all in perspective by saying you could indict a ham sandwich, but that didn’t make it guilty of a crime.

During the next few months every detail of Blagojevich’s life will be spread out and dissected by every newspaper and media analyst that has an opinion on his guilt.

No matter what happens from this point on, his political career is over.  He started out as a thorn in this administrations side by ordering medications from across the border to provide to the elderly in Illinois so they didn’t have to make a choice between eating and taking their medications – they could do both.  The day before his arrest, he advised all department heads to cut off business with Bank of America due to the closure of Republic Windows and Doors in Chicago.

Governor Blagojevich has made numerous changes in this state to provide needed assistance to the poor, the elderly and the disabled – at the expense of Big Business.

Is it any wonder he’s under arrest? 

The following links will take you to both the indictment (pdf) and summary:

Indictment – Source:  Department of Justice  Summary – Source:  FBI

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$100,000 lost in space

spacewalk

By Patricia L Johnson

Captain Heidemarie Stefanyshyn-Piper was several hours into a seven-hour space walk when a grease gun exploded in her tool bag.

Now I may be wrong, but I think if a grease gun exploded in a man’s tool bag, he would just let it go while he focused on the job at hand, which was to clean and grease a rotary joint.

Not Piper, instead of finishing the job at hand, she attempted to clean the greasy mess off her gloves and a camera, while her $100,000.00 tool bag slipped from its tether and is now floating around in outer space.

The tool bag contained two grease guns, a putty knife and some cleaning wipes that are required to complete work on a broken joint on the solar array.  The tools are critical to the mission and are now floating around in space.

NASA is tracking the tool bag in an effort to make sure it doesn’t cause more damage by crashing into the International Space Station. 

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King for the Day

king

By Richard E Walrath

Thoughts for the Day…

Between the pillars of national health care and a tax-cut for the middle class,  President-elect Obama needs to sandwich in food stamps for the hungry, expanded and extended unemployment compensation, public works programs to create jobs, refinancing of mortgages for those who are about to lose their homes, and a bail-out of the auto industry to save jobs.

One mother facing bankruptcy put it this way–we have to have food and diapers.

We need to get more money into the economy from the bottom and let it rise to the top.  They’ve been pouring it in from the top forever and you see what the results are. When working men and women have money in their pockets, everybody has money in their pockets.  Take a good look at the word, worKING–when everybody can find work, we can all be kings.

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Penance for What?

Photo06

The other day I was listening to a religious station on the radio.  I’m not sure what religion it was because I normally don’t listen to the radio and the speaker made the comment that voters in this country put money ahead of life, by choosing Obama over McCain.

It was impossible for me to believe a normal, sane person would make such a statement.  In my mind, voters voted for Obama in part due to the brainwashing they were given by the MSM, but mostly due to his looks and charismatic personality.  The question did stay in my mind however;  did voters really believe what the minister was saying?

This morning AP published the following so at least one person believes

http://www.msnbc.msn.com/id/27705755/?gt1=43001

COLUMBIA, S.C. – A South Carolina Roman Catholic priest has told his parishioners that they should refrain from receiving Holy Communion if they voted for Barack Obama because the Democratic president-elect supports abortion, and supporting him "constitutes material cooperation with intrinsic evil."

His parishioners shouldn’t be told they cannot receive Holy Communion, until they do penance, if they voted for President-elect Obama.  If his parishioners had abortions, then surely he could say they committed a sin but if their only crime is voting – it would seem this guy is way out of line.

National exit polls indicated 54% of Catholics voted for Obama – does that mean all of them are in favor of abortion? 

The Catholic religion should spend more time worrying about what goes on behind closed doors in their churches, and less time judging parishioners. 

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A Long Way to Go

By Patricia L Johnson

The unemployment insurance weekly claims report for the week ending November 8, 2008 has an advance seasonally adjusted figure of 516,000, indicating an increase of 32,000 from the previous week. The four-week moving average hit 491,000, an increase of 13,250 from the previous month.  The last time seasonally adjusted weekly claims hit half a million was during the week ending September 29, 2001, when 517,000 claims were filed.

During the week ending 11/01/2008 [latest data available] six states, Arizona (1,692), Arkansas (1,360), Washington (1,202), Texas (1,201), Alabama (1,088)and Tennessee (1,018) all had increases in first time unadjusted unemployment claims of more than 1,000. 

Three states, Michigan, Pennsylvania and Wisconsin all had an increase, in unadjusted initial claims, of more than 2,000 during the week.  Ohio came out the real loser with an increase of almost 4,000 layoffs.

Chart0005 Click chart for larger version.

Ohio and Michigan attributed their job losses to layoffs in the automobile industry, while Pennsylvania losses were  in the mining, construction, service, and printing/publishing industries.  Wisconsin layoffs were also diversified with losses in the construction, trade, service, transportation, and warehousing industries.

The report is not all bad news as both California, (-3,603) and Florida, (-2,327) came in with fewer layoffs compared to the previous week. 

The report for U.S. International Trade in Goods and Services for the month of September 2008 was also released today and it’s not difficult to figure out why the automobile manufacturers are having so many layoffs.  September 2008 to date we have only exported $11 billion in motor vehicles and parts, while we have imported $18 billion [not seasonally adjusted].

The import/export figures include passenger cars, trucks, buses, special purpose vehicles and parts.

The pundits thought we hit the bottom yesterday on the DJIA, but we’re not even close when you look at the total picture.  We have a long way to go.

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The Obituary of Supply-Side Economics

Morning   Click for larger version of chart

By Patricia L Johnson and Richard E Walrath

Dr. Bernanke, Federal Reserve Board of Governors Chairman, testified before the U.S. House Budget Committee this morning [October 20, 2008] and was asked to answer with a simple ‘yes’ or ‘no’  whether or not the United States is in a recession.  Bernanke stated he could not answer the question with a yes or no.

Why not?

Dr. Bernanke is a former member of the Business Cycle Dating Committee so he certainly knows what it takes to determine whether or not we’re in a recession, but it’s not his determination to make. 

Members of the National Bureau of Economic Research, Business Cycle Dating Committee, are the people that determine when a recession begins and when it ends.  They do not wake up one morning, read the NYT. and determine over coffee the US is in a recession.  That determination is made only after considerable research indicating a significant economic decline lasting more than a few months in specific areas.

The normal state of our economy is expansion.  The period from a "trough"  to a "peak" signifies the beginning and the end of an expansion.   Declines in the following economic indicators over a period of months are used to determine the beginning and ending of the business cycle peaks and troughs:

  • GDP
  • Real income  (personal income less transfer payments)
  • Employment
  • Industrial production
  • Wholesale-retail sales (volume of sales of the manufacturing and wholesale-retail sectors adjusted for price changes).

Real GDP is the single best measure of the economy for determining peak and trough dates, therefore considerable weight is given to real GDP issued by the Bureau of Economic Analysis of the Department of Commerce.   BEA estimates are only available quarterly; therefore monthly real GDP estimates prepared by Macroeconomic Advisers are also taken into consideration.

Is it any wonder the economy of this country is failing?   Our President received a Master of Business Administration from Harvard Business School, yet he will probably go down in the record books as the only president in the history of our country whose economic policies have created two terms with a recession in each. 

How did this happen?

Jean Baptiste Say, a French economist, came up with Say’s Law, a hundred years ago which states simply "Supply creates its own demand".

President Bush believes in supply side economics aka ‘trickle down economics’ as indicated during a September 20, 2007 press conference:

"I’m a supply-sider.  I believe in supply-side economics, when properly instituted, enables us to achieve certain objectives.  One, people find work and there’s hope in the economy.  Two, that supply-side economics yields additional tax revenues.  And, if we’re smart about how we manage the fiscal budget, it leads to balance, and that’s what we have done…"

Republicans point to the back-to-back terms of President Ronald Reagan as a huge success for supply-side economics. Reagan received much applause from supply-siders because of his tax cuts for the rich, and big business, of course.

The fact of the matter is “Reaganomics” was a dismal failure for this country. Yes, revenues did increase by $474.1 billion dollars during the Reagan 8-year term of office, but each and every year resulted in a budget deficit and by the end of his 8-year term Ronald Reagan had increased the federal debt by almost $1.7 trillion dollars – 3.5 times the amount the revenues increased.

Historically, the national debt has risen in periods of war when the costs of war have generally been financed by borrowing rather than raising taxes. The entire Reagan presidency was during peacetime so there was not any war costs involved.

Yet, the debt, as a percentage of GDP ballooned from 26.1 percent of GDP when Reagan took office, to a whopping 40.6 percent of GDP when he left office.

The majority of working men and women in this country know little, or nothing, about economics.  It’s a complicated subject that’s extremely boring so we tend to ignore the numbers and allow the media to interpret the numbers for us.   What happens when the media distorts the truth?

The following was written by Stephen Moore for the Wall Street Journal

"In the 1980s, President Ronald Reagan chopped the highest personal income tax rate from the confiscatory 70% rate that he inherited when he entered office to 28% when he left office and the resulting economic burst caused federal tax receipts to almost precisely double: from $517 billion to $1,032 billion".

Ronald Reagan signed The Economic Recovery Tax Act of 1981 (PL 97-34) into law on August 13, 1981. PL97-34 contained 300 tax provisions and took three years to implement. Tax laws are extremely complex and simply stating the highest personal income tax rate was cut from 70% to 28%, without listing the lowest and highest tax bracket or tax base, is somewhat misleading.

Stating federal tax receipts almost doubled from $517 billion to $1,032 is not accurate. Stephen Moore is using the beginning tax receipt number from 1980 and the ending tax receipt number from 1990, a 10-year period. You cannot use 9-years of tax data for an 8-year term of office.

Reagan was the best shot supply-siders had.  It was "Morning in America" then, if you believe the Reagan PR machine which was a good one.  The Reagan myth will be around for a long, long time because we are not getting the kind of reporting from the media we deserve.

The people in this country have absolutely no one to blame for the economic mess this country .  We’re lazy and don’t want to be bothered finding out what is going on in the political arena. 

© 2008 Patricia L Johnson and Richard E Walrath

Richard E Walrath is a former budget analyst and resides in central Ohio with his family.  Patricia L Johnson is a former special assignment writer/photographer.  Johnson and Walrath are co-owners of the Articles and Answers News and Information sites.

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The Trend is Definitely Down

Chart0001

By Patricia L Johnson

Each month the Federal Reserve Bank of Chicago releases a National Activity Index for the preceding six month period and a second report indicating the three-month moving average. These reports are called CFNAI and CFNAI-MA3. The index is a weighted average of 85 different economic indicators from four categories:  (1) Production and income (2) Unemployment, employment, and hours (3) Personal consumption and housing (4) Sales, orders, and inventories.

The US economy historically shows growth; therefore a zero value on the index indicates the economy is growing.   A negative value indicates below-average growth, while a positive value indicates above-average growth.

The chart for 2008 indicates all values for the past six months.   Both the CFNAI and the three-month moving average index, CFNAI-MA3, are below zero indicating a below-average growth trend.  The three-month average index provides us with a more consistent index, but anytime the CFNA1-MA3 value drops below -.70 it is likely a recession has begun.  For the past six months this index has indicated values below -.70.

Dr. Ben Bernanke, Chairman Federal Reserve Board of Governors, recently appeared before the U.S. House Budget Committee and was asked his opinion on whether or not another stimulus is needed to jump start the economy.  Dr. Bernanke agreed the economy is in need of more stimulus.  But how much? 

It appears the $150 billion dollar stimulus package did assist the economy by giving June 2008 a bump up, but immediately dropped further down in the following month.

The one light at the end of the tunnel is the Emergency Economic Stabilization Act of 2008 (EESA) bank bail-out package.  Will this bailout turn the economy around or will it just be another measure that is too little, too late?  

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To: Richard

Happy Birthday

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How Much?

President

By Richard E Walrath

Whoever is president next year is going to need money if he is going to do anything at all.  John McCain says his plan is more
tax-cuts to get the economy moving again. Not likely.  We’ve had eight years of endless, mindless Bush tax-cuts and changing
the name to McCain tax-cuts won’t work any better.  The Republicans are still in the same place as Rick Santorum  (ex-senator from Pennsylvania defeated by Bob Casey, Jr. (D-PA). 

"Tax-cuts pay for themselves" were the famous last words of Santorum.  No, they don’t and they never did.  Supply-side
economics doesn’t work and never did.  But we know that now, don’t we?

So where is the money going to come from to do all the things needed and planned by the Democrats–things like improved education, roads, bridges, highways, health insurance and a host of others that the Republicans, somehow, never seem to get around to doing?

This may be the time to take a good look at Subsidies and Corporate Welfare and see just how much taxpayers are coughing up each year to keep our free enterprise economy afloat.  We know about the $700 billion bailout just passed, but I would guess that’s small potatoes compared to the amount spent on agriculture subsidies and insurance subsidies.

For example, how much of the Bush drug plan goes to insurance companies?  How much more do drugs cost because Medicare
is forbidden, by law, to negotiate prices for drugs?

When an individual gets assistance from the government, he’s on welfare which "ended as we know it."  It’s time to end corporate
welfare to Big Bidness as we know it.  It’s paid for by tax-payers who can make  better use of the money. 

But, first of all, does anybody know how much it is?

New tax breaks:
Film and television productions (Sec. 502)
Wooden arrows designed for use by children (Sec. 503)
6-page package of earmarks for litigants in the 1989 Exxon Valdez incident, Alaska (Sec. 504)

Tax “extenders” (extensions of previous tax breaks):
Virgin Island and Puerto Rican rum (Section 308)
American Samoa (Sec. 309)
Mine rescue teams (Sec. 310)
Mine safety equipment (Sec. 311)
Domestic production activities in Puerto Rico (Sec. 312)
Indian tribes (Sec. 314, 315)
Railroads (Sec. 316)
Auto racing tracks (317)
District of Columbia  (Sec. 322)
Wool research (Sec. 325)

          Source:  MSNBC

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Going, Going, Gone…

By Richard E Walrath

The Democrats have screwed up yet another election.  Along with the presidency, they could have won a bunch of seats in the House and picked up some in the Senate, too.  Obama is running well behind his party which is not a good sign, either. I haven’t heard anything from the Obama campaign since I told the last caller to get Hillary on the ticket, and I would think about voting for Obama.

Actually, Hillary at the top of the ticket would be better, but the Democrats screwed that up in the primaries in Florida and Michigan.  Those two states would have won for her.  When you eliminate the red states from consideration–the ones that Obama has no chance of winning such as Alabama, Mississippi, Georgia, Arkansas and probably Virginia–it’s hard to see how Obama can win.  

McCain is now either even or ahead of Obama in the polls.  He is sinking fast. How many times can you say, "the change is now, and we are the change?"  After a while, people begin to wonder just what you have to offer.  He needs Hillary on the ticket.

If she is not on it, I’m going to have a problem.  I won’t vote for McCain.  Maybe I’ll just skip that part of the ballot.

 

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Two for the Price of One?

By Patricia L Johnson

The question Pastor Rick Warren asked Barack Obama at the forum on August 16, 2008 was .

" …Who are the three wisest people you know in your life, and who are you going to rely on heavily in your administration?…

OBAMA: … you know, there are so many people that are constantly helping to shape my views and my opinions. You mentioned one person I’d be listening to, and that’s Michelle, my wife, who is not only wise…

Source:  CNN Transcripts

Is there a possibility that Barack Obama will choose his wife, Michelle, as his choice for VP?

One thing is for certain, if he doesn’t name her as his choice for VP, Michelle Obama will certainly play a bigger role in the White House than any other first lady has in the past.

If you listen to the news channels it seems to be a fact that Obama will lose a fair number of Hillary Clinton supporters – will he be able to eventually turn those voters around based on simply naming a woman as VP, or will he further infuriate the Clinton followers?

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It Has to Stop

 

By Patricia L Johnson

Every morning it was the same routine, I would walk over to the bakery and Elaine and I would immediately begin filling up the bakery truck with pans filled with bakery goods.  Elaine was my best friend and her parents owned the bakery.  Our contribution to their business was to see that the donuts were delivered to our high school every morning in accordance with the contract the school had with the bakery.

When we finished unloading we would drive back to the bakery and her dad would have our donuts ready for us.  Ours were special, he would make sure we had the freshest chocolate donuts dipped, and redipped, in hot chocolate frosting.  There was no doubt we had the best job in the world and you couldn’t tell which was better.  The taste of the chocolate, or the smell of the bakery. 

Life was good for us and it seems our only real concern was how to avoid getting chocolate frosting on our clothes.

How times have changed for high school students.

Today’s kids go to school and never know whether or not they’re going to get home safe or if they’re going to be gunned down by the angry boy in their first class or knifed by the unhappy girl in their last class.

Today a student was shot at Central High School in Knoxville TN.  The student was shot right before morning classes began and later died at the University of Tennessee Medical Center.  http://www.cnn.com/2008/CRIME/08/21/tenn.school.shooting/

The name of the victim, and the name of the suspect, that was picked up by police shortly after the shooting, have not been released but what has been released is the fact that this terrible shooting was not an accident. 

Is the life of a high school student worth less than the life of an embryo?  Anti-abortion activists will do everything in their power to save the life of an unwanted child, that will probably grow up abused by a parent that does not want a baby in their life, yet you never here anything louder than a whisper when it comes to teenagers dying at the hands of another teen.

How are we going to stop the madness?

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A Slap in the Face?

By Patricia L Johnson

So little time – so much to learn.

This afternoon I came online with hopes of being able to put together a very short piece that might be of interest, but immediately became sidetracked by reading the list of scheduled speakers for the Democratic National Convention.

A lot of the big names are there, but so are names that didn’t ring such a loud bell, for me, like Maya Soetoro-Ng and Craig Robinson [Barack Obama’s sister and Michelle’s brother].

When I saw the name Michelle Obama as Headline prime-time speaker for the opening of the convention, and saw Senator Clinton’s name for the next night, it bothered me.  I think it’s very nice that the DNC/Obama afforded Senator Clinton the opportunity to speak, but it seems like the order of the names should be changed.  Michelle may be the most important person in Obama’s life, but the convention floor just doesn’t seem to me to be the place to showcase Obama’s family, unless he’s giving us a preview of what’s to come if he’s elected POTUS.

Monday, August 25 – One Nation

  • Headline prime-time speaker: Michelle Obama
  • Featured speakers: Speaker of the House Nancy Pelosi, Senator Claire McCaskill, Maya Soetoro-Ng and Craig Robinson
  • Tribute to Senator Edward Kennedy
  • Mayor John Hickenlooper and a video segment introducing delegates and other Convention attendees to the natural beauty and strong voices of leadership in the Mountain West

Tuesday, August 26 – Renewing America’s Promise

  • Headline prime-time speaker: Senator Hillary Clinton
  • Keynote Address: Mark Warner, former Governor of Virginia
  • Featured speakers: Governors Napolitano, Patrick, Rendell, Schweitzer, Sebelius and Strickland; Senator Bob Casey, Jr. and Federico Peña

Wednesday, August 27 – Securing America’s Future

  • Headline prime-time speaker: Barack Obama’s Vice Presidential Nominee.
  • Featured speakers: Former President Bill Clinton; Governor Bill Richardson; Senators Evan Bayh, Joe Biden, Jay Rockefeller and Ken Salazar; Senate Majority Leader Harry Reid,;House Majority Whip James E. Clyburn; Representative Patrick Murphy (D-PA) and Iraq War veteran Tammy Duckworth.

Source:  DNC

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A Smile for the Day

elephant

By  Richard E Walrath

Only in America News, Columbus OH

Bush is in the Oval Office talking to his loyal henchmen–both of them–and says

"I kept sayin’ to you, you gotta catch that guy Obama and you didn’t do it. Now he’s running for election."

Dan Rather would appreciate this.  He was talking about Obama, and what did he say? He spelled it all out–Osama bin Laden.  So
help me, he did.  The media don’t know what to make of this gauche gaffe.

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Legalese Loopholes

image image

By Patricia L Johnson and Richard E Walrath

Why did Hillary Clinton win Indiana by such a small margin? 

Senator Clinton had to come from behind in order to win by any margin in Indiana.  Senator Obama had a substantial lead there a few weeks before the primary.  He got almost all of the black voters and did better than usual among white voters.  In the area near Chicago (Lake County, IN) he did especially well. 

The media would have you believe that Clinton failed with such a narrow win in Indiana.  As recently as the day before the primary, the Financial Times reported it was Obama that had to win both Indiana and North Carolina in order to claim the nomination.  He didn’t do it.  No matter how they slice and dice it, neither candidate has enough to win the nomination and until someone does get the necessary delegates, it’s an open race.

What is interesting about the Indiana results is the fact the United States Supreme Court issued a 6-3 favorable decision on Indiana’s requirement that a photo ID is necessary before a person is eligible to vote.  The SC decision was made on April 28, 2008.

On that same date, Indiana’s Secretary of State sent a letter to all candidates appearing on the May 6, 2008  ballots.  Included in this letter was the statement that although the photo ID requirement was necessary for voters who voted in-person, it was not necessary for absentee voters.

http://www.in.gov/sos/press/2008/2008Primary_LetterToCandidates.pdf

"The photo ID requirement applies to voters who vote in-person, either at their polling location or the designated locations for absentee in person.  Voters who quality to vote absentee by mail, or absentee by traveling board will not be required to show photo ID."

There were 317,979 new voter registration applications since the 2006 General Election, and a total of 173,525 Indiana voters voted by absentee ballot on May 6, 2008.

How many of the 173,525 absentee voter were legal?

 

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McCain’s VP Choice = A Person of Importance

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John McCain 2008 www.JohnMcCain.com

By Patricia L Johnson and Richard E Walrath

Whether you’re a Republican, Democrat or Independent it‘s difficult to criticize John S. McCain’s military record. While on a bombing mission during the Vietnam War, McCain’s plane was shot down, he suffered injuries, and was held as a prisoner of war for a period exceeding 5 years by the North Vietnamese.

When you add to the mix the fact McCain’s grandfather and father were both Four-Star admirals in the U.S. Navy, it’s difficult to challenge the right of this particular candidate to run for the highest office in the land, but the challenge must be made and the issue resolved.

Article II, Section 1, Clause 5 of the U.S. Constitution has three requirements that must be met by any person running for President of the United States. The person must be a natural born citizen, they must be at least 35 years of age and they must have lived within the United States for a period of 14-years.

“No Person except a natural born Citizen, or a Citizen of the United States, at the time of the Adoption of this Constitution, shall be eligible to the Office of President; neither shall any Person be eligible to that Office who shall not have attained to the Age of thirty five Years, and been fourteen Years a Resident within the United States.”

Wikipedia indicates John S. McCain III was born on "August 29, 1936 at Coco Solo Naval Air Station in Panama within the then-American-controlled Panama Canal Zone to Navy officer John S. McCain, Jr. (1911-1981) and Roberta (Wright) McCain (1912)".

Although there was a U.S. Navy submarine base at Coco Solo, the hospital at Coco Solo was not built until the summer of 1941, after Franklin Roosevelt signed Executive Order 8981, expanding the Panama Canal Zone to include Coco Solo. 

It is reported McCain’s certificate of birth indicates he was born in Colon, Republic of Panama, which is the closest city to Coco Solo, but Colon has never been included as part of the Panama Canal Zone.

However, McCain’s citizenship status is covered by the following section of U.S. Code – Title 8 > Chapter 12 > Subchapter III > Part I > Section 1403 – Persons born in the Canal Zone or Republic of Panama on after February 26, 1904

(b) Any person born in the Republic of Panama on or after February 26, 1904, and whether before or after the effective date of this chapter, whose father or mother or both at the time of the birth of such person was or is a citizen of the United States employed by the Government of the United States or by the Panama Railroad Company, or its successor in title, is declared to be a citizen of the United States.

That still leaves the determination as to whether or not McCain is "natural born". 

Over the years the question has been asked time and time again but there is no clear answer. According to the New York Times, the McCain campaign has “recently asked Theodore B. Olson, a former solicitor general now advising Mr. McCain to prepare a detailed legal analysis” on the subject.</ span></ span> </ span>

Since there is not a legal precedent for the term the question of what our forefathers meant by natural born can be twisted and turned and the question kept on the table for years without a real answer. There are now two works in progress that may finally answer this question – perhaps not to everyone’s satisfaction, but well enough to serve as the legal precedent.

On February 28, 2008 Senator Claire McCaskill [D-MO] introduced S. 2678 – Children of Military Families Natural Born Citizen Act – which declares that any person born to a U.S. citizen while serving in the U.S. armed services will be considered a "natural born citizen’ and is therefore eligible to become President.  On February 28, 2008 this bill was referred to the Committee on the Judiciary. What is refreshing to note is the fact both Democratic Presidential candidates, Hillary Clinton and Barack Obama have signed on as cosponsors.

On March 6, 2008 Case Number ED CV 08 – 00304 was filed in the United States District Court Central District of California requesting a declaratory judgment from the court stating whether or not John S. McCain III would be allowed to serve, per the U.S. Constitution, if elected President of the United States.

This is obviously an issue that needs to be settled before the election. What could/would they do about it after he is elected, assuming he won the election? Would he be able to stay in office while the issue was decided by the courts, or would his Vice Presidential choice immediately become President?

Patricia L Johnson and Richard E Walrath are co-owners of the Articles and Answers News and Information sites Articles and Answers 2007 and Articles and Answers

Technorati Tags: U.S. Constitution,U.S. Code,President of the United States,Election 2008,John S. McCain III,Executive Order 8981,Panama Canal,S. 2678,Case Number ED DV 08-00304

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Panama Canal

Map image

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What Message are We Sending?

By Patricia L Johnson

I turned on the news today to find out that Ashley Alexandra Dupre’ has now had over a million downloads on her MySpace page by people downloading her music, she’s been offered a nice cool million by Larry Flindt, she’s been offered jobs in the various girly magazines for big bucks and a few book deals.

Prostitution is illegal – it is illegal to sell your body for sex, yet this young woman does it, makes enough to keep up a $3,000.00 a month apartment and is now being offered the kind of money that it takes most people a lifetime to earn?

More than likely she will be charged with nothing, in exchange for providing the sex snoops, a.k.a. the U.S. Department of Justice with her testimony regarding all the dirty little secrets of her tryst with former Governor Elliott Spitzer.

What message are we sending to the young girls growing up in this country?

Here’s the message we’re sending – don’t stay in school – instead get yourself a boob job and bone up on the latest in erotica and if you’re real lucky you can catch yourself a politician and spend the rest of your days sitting in your $3,000 a month apartment eating chocolate covered strawberries and counting your money.  Or wait a minute, you didn’t finish school so you probably can’t count that high – Not to worry – you can always hire an accountant.

We have 17-year olds fighting with their parents every day of the week trying to decide whether or not they should run away from home – well, now they don’t have to wonder any more – they can run away just like their new idol "Kristin".

A good man’s reputation is now in shred’s and a woman that sells her body for a living is put on a pedestal.

Only in America!

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Soya today, healthy tomorrow

Health foods

By Richard E Walrath

Nothing good in the world of news.  Prices going up on food, oil, and gold.  There is a food shortage coming unless something is
done right away.  Half of the world needs to go on a diet and that would make more food for the other half that is starving.  If
my numbers are a little off, maybe there are 20% that are just right, making the split 40% and 40%.

Global warming is causing the insect population to explode.  Other than frogs and woodpeckers, insects have few natural
enemies.  They need an unnatural enemy like man to decrease the bug population.

Start with those things in your four food groups and work your way to chocolate-covered ants.

That’s a dessert, of course.  But someone will come up with soya-covered insects and then you have a health food.

I’m excited about the possibilities.

 

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The Crude Facts About Crude Oil

By Patricia L Johnson and Richard E Walrath

When you allow yourself to be backed into a corner you suffer the consequences in the form of higher prices, and that is basically what has happened to the price of gasoline in the United States.

The retail price of a gallon of gasoline in the United States is split as follows:

  • 13% – Taxes
  • 11% – Distribution and Marketing
  • 8%  – Refining
  • 68% – Crude Oil

gaspump

Source:  United States Department of Energy

The United States only produces 5.1 million barrels of crude oil per day, while our petroleum consumption exceeds 20.6 million barrels per day.

By using considerably more oil than we produce, the U.S. has to import oil in order to meet our daily needs.  At one time the majority of our oil imports came from the various  OPEC (Organization of the Petroleum Exporting Countries)  but, we only import 5,517,000 barrels of crude per day from OPEC.  Algeria, Angola, Ecuador, Indonesia, Iran, Iraq, Kuwait, Libya, Nigeria, Qatar, Saudi Arabia, United Arab Emirates (UAE), and Venezuela are all members of OPEC.

The top three suppliers to the U.S. from the OPEC group are:

    • Saudi Arabia – 1,463,000 bpd (barrels per day)
    • Venezuela – 1,419,000 bpd
    • Nigeria – 1,114,000 bpd

The top U.S. crude oil supplier is Canada  at 2,353,000 bpd and Mexico comes in second with 1,705,000 bpd.  Non-Opec suppliers result in U.S. imports of  8,190,000 barrels of crude oil per day.

The largest commodity market in the world is crude oil and the leading exchanges for crude oil futures are the NYMEX (New York Mercantile Exchange) and the IPE (International Petroleum Exchange in London).  Unless you’ve been on another planet, you know that oil futures hit a record high of $105.10 on March 6, 2008.  There are a couple reasons why oil futures continue to rise and hit a new high.

First is the increased world demand for oil – to that end, the United States, who uses 25% of the world oil supply, requested OPEC to increase production quotas at their Meeting of the Conference of the Petroleum Exporting Countries (OPEC) on March 5, 2008 in Vienna.  The conference decided to maintain current production levels and not increase OPEC production as had been requested.  Current commercial oil stocks are above their five year average, so they did not see the need for the increase, especially with the economic slowdown in the U.S.  

Second is the fall of the U.S. Dollar compared to other currencies.  Investors are able to purchase more oil futures with their currency than we are with the U.S. dollar.  We’ll use the Euro as an example – As of this morning, the Euro has one and a half times the buying power of the USD.  1 USD = 0.648638 EUR – 1 EUR = 1.54169 USD (Live rates at 2008.03.08 17:34:30 UTC)

Since crude oil represents 68% of the price of a gallon of gasoline, the key to understanding fluctuating gasoline prices, is to understand the impact various global/national events have on the price.  For an example, we’ll use changes in the past 7 years – the period of time that President Bush has been in office.

The first year President Bush was in office was 2001 and at the end of the year the average spot price for an imported barrel of crude oil was $15.86 (December 2001).  By December of 2007 the average spot price for an imported barrel had grown to $73.33 (December 2007).There are many factors that influence the price of crude oil and we’ll use 2002 as an example because in 2002 the price of crude oil almost doubled, going from $18 per barrel in January to $34 per barrel in December.  

In April of 2002 Saddam Hussein suspended Iraqi oil exports for a period of one month.  The U.S. was importing 795,000,000 barrels per day from Iraq and the suspension, along with the Venezuela labor strikes in late 2002, created a shortage of crude oil that virtually shut down crude oil production and exports to the U.S. 

At the same time, the administration changed the policy on Department of Energy scheduled deliveries to the SPR, Strategic Petroleum Reserves.  Prior to 2002 oil companies were allowed to defer deliveries to the SPR when short term oil prices were high compared to long term prices. 

The oil companies were allowed to deposit extra oil to the reserves at a later date, to make up for shortages.  When the oil companies are forced by the government to fill the SPR with higher priced oil, instead of being able to use federally-owned oil from offshore oil leases, and selling the higher priced oil on the open market, it ends up costing taxpayers more.  Over the three months in 2002, filling the SPR with the higher priced oil, ended up costing consumers an additional $100 million dollars.

In December of 2002 Saddam Hussein refused to renew the U.S. oil company contracts and the rest is history, by the end of 2006 Iraq oil exports to the United States had dropped to 553 million bpd.  We invaded Iraq in March of 2003 and have yet been able to get crude oil exports from this country up to pre-war levels of 795 million bpd.  Anytime there is a pipeline explosion in Iraq, it effects the amount of oil the country is able to export. 

Nigeria has been another problem area with unrest and sabotaged pipelines.  Anytime there is an oil disruption it will go towards reducing the amount of oil available; thereby increasing the price.  Even minor interruptions, such as a fire in a refinery within the U.S. that stops production for a day or two has the ability to affect the price of gasoline, depending upon the location of the refinery. 

How much gasoline do we waste every day?  In the colder states, it is not unusual to see cars running in the parking lot of the local grocery store with men sitting there waiting, probably for their wives to do the shopping.  That happens now, even with gasoline headed for $4.00.  When it hits $5.00 a gallon maybe we can figure out a way to cut down. 

Following are some suggestions:

1.  Let the wife go grocery shopping by herself if she can drive.

2.  Let the husband do the shopping – obviously he can drive himself.

3.  Get out of the car and go into the store together — turn the engine off.

4.  Make fewer trips.

5.  Turn in the Hummer.

This country has known for decades that we either need an alternate energy source, or we need to build more refineries to increase production, yet here we are caught between a rock and a hard place.

Source:  United States Department of Energy – 2006 data

And Report dated March 5, 2003 – U.S. Strategic Petroleum Reserve

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Senator Obama Should Apologize to the U.S. Senate

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By Patricia L Johnson

Senator Obama has repeatedly attempted to put Senator Clinton on the defensive by bringing up her vote on H.J. Res. 114, the Joint Resolution providing President Bush with authorization for the use of Military Force Against Iraq.  In much the same manner as a Monday morning quarterback, Senator Obama has criticized the "yea" vote by Senator Clinton.

The problem with his criticism is there aren’t too many people that don’t feel we should not have attacked the Republic of Iraq.  Unfortunately, these same individuals were not  behind closed doors when confidential security data was being presented to Senators. 

In retrospect, Senator Obama has even been published as stating had he been privy to the intelligence the Senators were provided,  at the time, he may very well have voted ‘yea’ on the bill. 

If you recall correctly, this vote was taken in October of 2002, barely a year after the 9/11 attack on U.S. soil.  At the time, Senator Obama was NOT a member of the United States Senate.  How he would’ve, could’ve or should’ve voted on this bill is virtually meaningless because ‘outsiders’ simply do not have access to confidential intelligence reports prepared for members of the United States Senate.

Was Senator Clinton the only U.S. Senator to favor this bill?  Of course not, the vote on the bill was 77-23 which means a full 77 percent of U.S. Senators, after being exposed to the intelligence supplied by our agencies, felt the bill should  be passed.  In addition to Senator Clinton, the following U.S. Senators voted in favor of the bill and their names are listed at the end of this piece.

President George W. Bush had only been in office for barely over a year when this bill was brought before Congress.  He had not been in office long enough, at that time, for anyone to question motives as this country was still in a state of shock over the attacks of September 11, 2001.

H.J. Res. 114 was introduced into the House by, then Speaker of the House, Dennis J. Hastert on October 2, 2002 and was passed by the House and Senate in record breaking time with PL 107-243 being signed into law by President Bush on October 16, 2002.

In a nine-day  period of time this bill was introduced, went to the House Committee on International Relations, went through amendments, was placed on the House calendar for a vote, went to the Senate, was amended, went to the Senate floor for a vote and passed the Senate on October 11, 2002, without amendment.

Five days later it was signed into law by President Bush.

On October 4, 2002 the CBO released their cost estimate of this bill and their narrative begins with the following statement [emphasis added]:

"H. J. Res 114 would authorize the President to use the armed forces of the United States as he determines necessary and appropriate to defend the United States against the threat posed by Iraq and to enforce all relevant United Nations Security Council resolutions regarding Iraq.

By itself, the resolution would not authorize any funding for the use of force, nor would it affect direct spending or receipts. While the resolution is a step toward building consensus for the use of force, it also might improve the chances of a diplomatic settlement without the use of force. The resolution would leave the decision to use force to the discretion of the President." Nevertheless, if the President should use the resolution to initiate a war against Iraq, the budgetary effects would be significant.

It is an absolute disgrace that Senator Obama would criticize Senator Clinton, or any of the other 77 Senators that voted to pass this joint resolution.  When you add in the 296 House votes you’re talking about a total of 373 members of the United States Congress that voted ‘yea’ to giving President George W. Bush the authority to use military force, if needed.  They didn’t authorize him to attack, they authorized him to use military force if necessary to protect U.S. interests.

President George W. Bush chose to attack Iraq.

To  have a Junior Senator criticize actions of other members of Congress, when he wasn’t even involved in the discussions, for the sole purpose of benefiting his political aspirations,  is disgraceful and Senator Obama should be ashamed.

The voters in this country are sick of war.  We’ve seen our country literally fall to pieces, while we’re spending $12 billion dollars a month on the wars in Iraq and Afghanistan.  We want something better for ourselves and our children.

Our members of Congress have to go to sleep every night and remember how their vote indirectly caused thousands of U.S. casualties and hundreds of thousands of Iraqi casualties.

What they don’t need is the Junior Senator from the state of Illinois throwing in his two cents.  If Senator Obama really had the interests of this country at heart, he would make a formal apology to Senator Clinton and to every other Senator listed below.

Allard (R-CO)
Allen (R-VA)
Baucus (D-MT)
Bayh (D-IN)
Bennett (R-UT)
Biden (D-DE)
Bond (R-MO)
Breaux (D-LA)
Brownback (R-KS)
Bunning (R-KY)
Burns (R-MT)
Campbell (R-CO)
Cantwell (D-WA)
Carnahan (D-MO)
Carper (D-DE)
Cleland (D-GA)
Clinton (D-NY)
Cochran (R-MS)
Collins (R-ME)
Craig (R-ID)
Crapo (R-ID)
Daschle (D-SD)
DeWine (R-OH)
Dodd (D-CT)
Domenici (R-NM)
Dorgan (D-ND)
Edwards (D-NC)
Ensign (R-NV)
Enzi (R-WY)
Feinstein (D-CA)
Fitzgerald (R-IL)
Frist (R-TN)
Gramm (R-TX)
Grassley (R-IA)
Gregg (R-NH)
Hagel (R-NE)
Harkin (D-IA)
Hatch (R-UT)
Helms (R-NC)
Hollings (D-SC)
Hutchinson (R-AR)
Hutchison (R-TX)
Inhofe (R-OK)
Johnson (D-SD)
Kerry (D-MA)
Kohl (D-WI)
Kyl (R-AZ)
Landrieu (D-LA)
Lieberman (D-CT)
Lincoln (D-AR)
Lott (R-MS)
Lugar (R-IN)
McCain (R-AZ)
McConnell (R-KY)
Miller (D-GA)
Murkowski (R-AK)
Nelson (D-FL)
Nelson (D-NE)
Nickles (R-OK)
Reid (D-NV)
Roberts (R-KS)
Rockefeller (D-WV)
Santorum (R-PA)
Schumer (D-NY)
Sessions (R-AL)
Shelby (R-AL)
Smith (R-NH)
Smith (R-OR)
Snowe (R-ME)
Specter (R-PA)
Stevens (R-AK)
Thomas (R-WY)
Thompson (R-TN)
Thurmond (R-SC)
Torricelli (D-NJ)
Voinovich (R-OH)
Warner (R-VA)

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An Open Letter to Newsweek

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Re:  Hillary’s Math Problem  – Jonathan Alter – March 4, 2008

By Richard E Walrath and Patricia L Johnson

WE hope Jonathan won’t mind if we Alter some of his math assumptions regarding the remaining primaries.

The Slate Delegate Calculator is indicating a fixed percentage of votes for Ohio, Rhode Island, Texas and Vermont.   They’re giving Obama 44% to Clinton’s, 54% for Ohio,  Obama 40% to Clinton’s 58% for Rhode Island, Obama 47% to Clinton’s 51% for Texas and Obama 60% to Clinton’s 38% for Vermont.

The following states will have upcoming elections, Wyoming, Mississippi, Pennsylvania, Guam, Indiana, North Caroline, West Virginia, Kentucky and Oregon.

The article is basically stating  if Clinton won 60% in each of the above states she still would not be able to hit the magical number necessary for the nomination.

Well, let’s go one step further with that calculation – let us be very generous to our up-and-coming political rock star and provide him with 80% of the vote in all remaining primaries.

We can be well assured that no matter how popular, charming or charismatic Senator Obama is he will not win 80% of the remaining votes, but even if he did, he still would not have enough pledged delegates to win the Democratic nomination.

Unpledged delegates (superdelegates) are going to a play a predominate role in this election.  Unpledged delegates will hold the key to the nomination, as will the final determination on Florida and Michigan.  If you recall correctly Senator Clinton did win both states.

What is the role of the unpledged delegates’?  According to Democratic National Committee Chairman, Howard Dean,

"Their role is to exercise their best judgement in the interests of the nation and of the Democratic Party"

Based on the following statement in the article "Hillary would then have to convince the uncommitted superdelegates to reverse the will of the people" Mr. Alter doesn’t seem to understand the role of the unpledged delegate. 

The Obama camp has consistently stated the unpledged delegate vote should follow the popular vote.  Looks like that would mean superdelegate votes for Senator Ted Kennedy, Senator John Kerry, Congressman Patrick Kennedy, Governor Deval Patrick, and Governor Janet Napolitano would then go to Senator Clinton wouldn’t they?

Why are unpledged delegates even given a vote?   First you have to look at who the unpledged delegates are; they are Democratic Members of Congress, Democratic Governors, former party leaders, former presidents, etc.  In other words they are people that are well versed in politics and completely understand the issues that this country will face in the future.

What they are not is the young followers of  Senator Obama.  The fact that Barack Obama has been able to get our youngsters to the polls in droves is incredible and our hats are off to him.  According to federal election law, if a youngster is going to be 18 years old on the date of the general election, they are eligible to vote in their state’s primary. 

Do you really think that 17 and 18 year old students are more qualified to nominate the Democratic candidate or should that decision  be left to the unpledged experts in a race this close?

Something that must also be taken into consideration is the fact the unpledged delegate or superdelegates vote is not set in stone – the number of superdelegate votes may change at any time if delegates leave office, leave the party, or for whatever reason cannot cast a vote at the Democratic National Convention. 

At this point in time the race for the Democratic nominee is not any different than the Super Bowl game with the Giants as a two touchdown underdog.  The Patriots were sure to win except they didn’t. 

The game’s not over until it’s over. That’s why they play the game to the finish.

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Lost in Debt Percentages

By Patricia L Johnson

 

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Data Source:  Federal Reserve Board

The percentage of household debt dropped from 10.2% in 2006 to 6.8% in 2007.  The decrease in household debt was due to slow growth of home mortgage debt.  Even though household credit card debt increased an an annual rate of 4.0%, slow growth in home mortgage debt resulted in a percentage decrease.

Non-Financial Debt outstanding, end of 4th quarter 2007:  $31.2 trillion broken down as follows: 

 

  • $13.8 trillion – Household debt
  • $10.1 trillion – Non-financial business debt
  • $ 7.3 trillion – Total government debt (State and Federal)

 

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For Women Only!

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By Richard E Walrath and Patricia L Johnson

Which will come first?  Passage of the Equal Rights Amendment or a woman president?  Both look a long way off.  The question that must be asked is if the U.S. can ever have a woman president without first having equal rights for women?

The Equal Rights Amendment (ERA) was written in 1923 by Alice Paul.  It consists of the following three sentences:

THE EQUAL RIGHTS AMENDMENT

Section 1.

Equality of rights under the law shall not be denied or abridged by the United States or by any state on account of sex.

Section 2. The Congress shall have the power to enforce, by appropriate legislation, the provisions of this article.

Section 3. This amendment shall take effect two years after the date of ratification.

In 1971 the ERA bill was approved by the U.S. House by a vote of 354-24, and on March 22, 1972  U.S. Senate passed the bill by a vote of 84-8.  http://www.now.org/issues/economic/cea/history.html

There are two separate ways a proposed amendment to the U.S. Constitution may be made, one has never been used, so the most common is for the bill to be sent to the individual state legislatures for ratification, or approval.  Generally there is a time limit placed on the bill and was originally set at 7 years.  Since the ERA amendment was not ratified within the original 7 year period, a bill has been reintroduced into Congress each year. 

The ERA bill now has 35 of the 38 states necessary for ratification.  Once three more states ratify the bill, it will become the 28th amendment to the U.S. Constitution.

The following states have failed to ratify the Equal Rights Amendment, ERA. 

Alabama, Arizona, Arkansas, Florida, Georgia, Illinois, Louisiana, Mississippi, Missouri, Nevada, North Carolina, Oklahoma, South Carolina, Utah and Virginia.

What is interesting about the listing of states that have not ratified the Equal Rights Amendment is the fact all, with the exception of Illinois, are considered "Red" states as apposed to "Blue". 

Red States vote Republican–doesn’t matter who is running.  Since the Civil Rights bill was passed under LBJ, the Solid South turned Solid Red.  Missouri is a swing state.  It votes with the winner.  As you can see from the map, Bush took all the non-ratifying states except Illinois, in 2004.

Barack Obama claims to be a civil rights advocate and is from the State of Illinois, the only blue state NOT to ratify the ERA.  Not only is Illinois the home state of the U.S. Senator, it’s also a state where he served in the legislature, and considered himself "a leader in the Illinois State Senate".

ERA was big news back in the 70’s.  It was ancient history by the time Obama was old enough to think about it. 

Obama is 46 years old.  In the almost twenty years since he got out of school (Harvard Law School), he’s written two auto-biographies, worked as a community organizer (not quite sure exactly what that entails).  He served in the state legislature and, since 2005 has been in the U. S. Senate.  Oh, yes, and he spent some time in a corporate law office.

The ERA amendment not only has not been ratified by the State of Illinois, the State of Illinois changed the rules on how many votes were required for ratification: http://www.equalrightsamendment.org/era.htm

"Illinois changed its rules to require a three-fifths majority to ratify an amendment, thereby ensuring that their repeated simple majority votes in favor of the ERA did not count."

Why is it that no one in the media has ever questioned Obama on this subject or any other subject of merit?

If ever anybody got a free ride from the media, Obama is it.

 

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Why is the Glass Ceiling Unbreakable?

 

By Patricia L Johnson and Richard E Walrath

"Income, Poverty, and Health Insurance Coverage in the United States: 2006" was released by the U.S. Census Bureau in August of 2007. [1]

The publication states "The female-to-male earnings ratio of 0.77 in 2006 was not statistically different from the 2005 ratio…"  In other words working women, on average, only earn 77% of what their male counterparts are paid.

Title VII of the Civil Rights Act of 1964 makes it an “unlawful employment practice” to discriminate “against any individual with respect to compensation…" [2]

"Employers may not pay unequal wages to men and women who perform jobs that require substantially equal skill, effort and responsibility, and that are performed under similar working conditions within the same establishment."

43 years later women are still being discriminated against in the workplace as can be determined by the $3.1 million in monetary benefits paid out in 2006 for claims filed against employers. [3]

When the women in this country cannot receive equal pay, based on the law, should it come as any surprise that women are not treated equally in other areas?

The current election is a prime example – the two Democratic contenders should be provided equal time by the media,  but inequality on the cable networks is running rampant.  We’re not sure how many times CNN has mentioned the name Obama, but it should be clear to everyone by now that CNN believes there is no one else in the race except Obama.

Remember the Harry and Louise ads when Hillary was trying to get universal health care passed in the 90’s?  "I don’t want the government sticking its noise in my medicine cabinet." 

Funny thing, the same people responsible for the Harry and Louise ads now want to stick their noses into every room of your house and follow you around wherever you go.  But people don’t seem to mind.

NBC Universal pulled the original video claiming patent rights, but our own interpretation is that the video showed how unfair and unbalanced the media are and have been.  http://www.alternet.org/blogs/election08/77752

As we know from the media coverage of the primaries, Hillary has to do twice as well as Obama to get half as much praise. 

But – what can you expect in a country that still hasn’t managed to get enough states to ratify the Equal Rights Amendment?

The ERA in Congress

ERA bills reintroduced in Congress on March 27, 2007:

SJRes 10
HJRes 40
HRes 757

The Equal Rights Amendment, first proposed in 1923, is still not part of the U.S. Constitution. 

The ERA has been ratified by 35 of the necessary 38 states.  When three more states vote yes, the ERA might become the 28th Amendment. 

The politicians that are running around concerned about being fair and wanting to replace our current Internal Revenue Service with the Fair Tax should take a step back in time and replace our current election system with one that treats all candidates fair and equally.

Even those that can’t pee standing up!

Are men afraid of women?  Are they afraid Hillary will succeed?  Can it be possible that the men of this country are so chauvinistic they would rather vote for a candidate that is not qualified to be President of the United States than to vote for a woman?

Is that why women are still considered second class citizens in this country?

There is no excuse for the women in this country not voting for Hillary.  There is no way you can look at the credentials of the two candidates, look at what plans they have for our future, and choose Obama over Hillary. 

It’s easy to sit back and say ‘she voted for the Iraq war’.  Excuse us, but Hillary did not vote to attack Iraq.  Her vote, along with everyone else’s was to give Bush the power to use military force, IN THE EVENT IT WAS NECESSARY.

It was not necessary, but Bush chose to go to war.

It’s easy for Obama to sit back and say "I was against the Iraq war from the beginning’.  It’s easy for him to say anything because he wasn’t a U.S. Senator at the time; therefore he was not privy to the confidential data that was supplied to the U.S. Senators prior to the vote giving President Bush the authority to use military force in the event it was necessary.

Actually, if Obama had been a U.S. Senator at the time of the vote he probably wouldn’t have voted to give Bush the authority to use military force in Iraq.  After all as the Jr. Senator from Illinois he doesn’t find it necessary to make an appearance in the Senate more than 67% of the time.

[1]  http://www.census.gov/prod/2007pubs/p60-233.pdf

[2]  http://www.eeoc.gov/policy/vii.html

[3]  http://www.eeoc.gov/stats/epa.html

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Falling, Rising, Up, Down…

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By Patricia L Johnson

The DJIA closed at 12,266.39 today for a loss of 315.79 points.  Instead of asking why the Dow dropped, the question that should be asked is why did the market increase this week at all with such bleak economic reports?

Wake up out there – February is the fourth straight month that the Dow has closed lower.

Month DJIA Closing
2008 – FEB 12,266.39
2008 – JAN 12,650.36
2007 – DEC 13,264.82
2007 – NOV 13,371.72

If this administration thinks a $168 billion dollar stimulus package is going to help this economy, they’d better go back to the drawing board.  This country is in deep doo doo.

The U.S. National Debt on January 20, 1993 when Bill Clinton took office was 4,188,092,107,183.60 the national debt on February 26, 2008 was 9,326,682,518,402.00 the difference is $5,138,590,041,000 or an increase of 5.1 trillion.  Source:  U.S. Treasury

This administration has added 5.1 TRILLION dollars to the national debt over the past 85 months and we have nothing to show for it, yet they think a $168 stimulus package is going to keep the country from going down the tubes?

Instead of printing everything in both English and Spanish, we’d better forget about those two languages and start printing everything in Chinese.

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Obama – A New Kind of Politics?

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By Patricia L Johnson and Richard E Walrath

"Stand Up for a New Kind of Politics" is a page on Barack Obama’s site where you can take ‘take action’. 

At first it appeared to be similar to other Web sites where you can send a letter to your Senators and Member of Congress, all at one time, in the event you come across a problem that needs attention.  Examples – The kid that lives down the street has been back from Afghanistan for six months, but still hasn’t been able to get an appointment at the speciality clinic in your local VA.  The single parent across the street cannot find. or afford, adequate after school care for his/her children, the elderly person on the corner cannot afford to pay the rising costs of both medication and energy.

Well, Obama definitely stands for a new kind of politics as you can readily see by his priorities for action.

 http://my.barackobama.com/page/content/factcheckactioncenter

If you encounter an attack on Barack’s church:
Take Action

If you encounter an attack on Barack’s faith:
Take Action

If you encounter an attack on Barack’s patriotism:
Take Action

Senator Clinton has accused Obama of using plays out of Karl Rove’s playbook, that that’s not the way we see it.  His entire campaign has been a repeat of the student movement organized by Cesar Chavez founder of the United Farm Workers, UFW back in 1965, right down to their slogan.  The following link is to the organizer tool kit – if you’re an Obama supporter, it’s worth a read.  http://www.ufw.org/pdf/2007CCDOrganizersToolkit%20v.2.pdf

The slogan is shown in the organizer tool kit, as well as in the Library of Congress http://memory.loc.gov/ammem/today/aug22.html

Source:  Mexican Americans and United Farm Workers of America 

¡SÍ SE PUEDE!
(Yes We Can!)

Slogan used by Cesar Chavez,
First president of the United Farm Workers

Library of Congress http://memory.loc.gov/ammem/today/aug22.html

Obama consistently has all the right words yet continues to say nothing.  He is quite simply a salesman, and every salesman knows that people buy on emotion.  You have to get the car buyer inside the car, behind the wheel, where he can see and feel himself as an owner.  It’s all about feeling, not about thinking.

People aren’t very good at thinking about anything, anyway.  According to the 2006 Election Day Advent Calendar Educator’s Guide  During the 1956 presidential campaign against David Eisenhower, a woman supporter called out to Adlai E. Stevenson,

“Governor, you have the vote of every thinking person!”   Stevenson called back “That’s not enough, madam, we need a majority!”

The following excerpt is a perfect example of Obama talking yet not saying anything. 

THE COLUMBUS DISPATCH   "Democrats turn up heat in flurry of Ohio stops" Monday,  February 25, 2008 11:05 PM

But when panelist Karen Roettele asked whether any of the policies that Obama has been touting will be implemented in time to help her if he’s elected, it prompted this convoluted response:   "I think it’s going to take…my goal is in my first term to get us on the right track. Now, how that plays out for people individually, is I want to provide them relief as quickly as we can but the only way we’re going to do that is by you guys sharing your stories. I mean, I hope members of Congress on both sides of the aisle are listening."

Sounds like his plan for getting anything done in this country is for every citizen to stand before Congress and tell their tales of woe.

Obama often touts what he has done for both the State of Illinois, and for veterans, but as Hillary Clinton states on a regular basis – actions speak louder than words.  20 new VA vet centers are now open, and three will open by the end of this year.  FOUR of the 23 vet centers are in the State of New York and Senator Clinton can certainly claim a victory for her veterans.  On the other hand, the State of Illinois is not opening any new vet centers and I can assure you it’s not because they’re not needed.

Words mean nothing to citizens of this country that need assistance, actions mean everything. 

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Nafta, Cafta, or Shafta – a.k.a “Shafted”

 

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With Secretary of Commerce and Industrial Development Jaime Serra Puche and President Carlos Salinas of Mexico, U.S. Trade Representative Carla A. Hills, and Minister of International Trade Michael Wilson and Prime Minister Brian Mulroney of Canada at the initialing ceremony for the North American Free Trade Agreement in San Antonio, TX, October 7 [1992].   Source:  National Archives and Records Administration – Public Papers of the Presidents of the United States George H.W. Bush: 1992-93, Book II, Photographic Portfolio

By Patricia L Johnson and Richard E Walrath

When we think about NAFTA, most of us automatically think about two things, Bill Clinton and lost jobs.  Most people when they hear the word NAFTA, think NAFTA, CAFTA, or SHAFTA (as in shafted), but that’s because they don’t know the history.  Bill Clinton has consistently received both praise and criticism for the North American Free Trade Agreement and little credit for job creation.

The fact is there were 23.1 million jobs created during Bill Clinton’s eight years in office, but the increases in payrolls during his tenure have been offset by the loss of jobs in the George W. Bush [Bush 43] presidency due to foreign trade.

Is Bill Clinton responsible for these job losses?  The answer is absolutely not – for two reasons. 

The losses we are experiencing in labor markets are losses due to cheap labor rates in India, China and other overseas countries, not due to the North American Free Trade Agreement.

Second, the North American Free Trade Agreement was a twinkle in the eye of Ronald Reagan as can be determined by the following statement made during his speech announcing his candidacy for President in 1979.

"It may take the next 100 years but we can dare to dream that at some future date a map of the world might show the North American continent as one in which the people’s commerce of its three strong countries flow more freely across their present borders than they do today."

The Canada-United States free trade agreement, CFTA, went into effect on January 1, 1989 and was eventually incorporated into NAFTA during negotiations by the George H.W. Bush (Bush 41) administration.

Following is an excerpt made by President George H.W. Bush during the initialing ceremony for NAFTA.  This speech was made October 7, 1992 – a month before Bill Clinton was elected to office and three months before he took office.

…Today the United States, Mexico, and Canada embark together on an extraordinary enterprise. We are creating the largest, richest, and most productive market in the entire world, a trillion market of 360 million people that stretches 5,000 miles from Alaska and the Yukon to the Yucatan Peninsula. NAFTA, the North American free trade agreement, is an achievement of three strong and proud nations. This accord expresses our confidence in economic freedom and personal freedom, in our peoples’ energy and enterprise. The United States, Mexico, and Canada have already seen the powerful and beneficial impact of freer trade and more open markets. Over the past 5 years, as President Salinas reduced trade barriers under his bold reform program and as Prime Minister Mulroney and I implemented the United States-Canadian Free Trade Agreement, trade between our three countries has soared. In 1992 alone, that trade will reach an estimated 3 billion, up billion just since 1987…

His full speech may be read at the following link at the George Bush Presidential Library.

http://bushlibrary.tamu.edu/research/public_papers.php?&year=1992&m

The Clinton administration promoted the free trade agreement between Mexico and Canada and NAFTA would never have been passed without the overwhelming support of the Republican members of Congress.

Clinton was for free trade between the three countries, and NAFTA would be good for the US if the price of crude oil hadn’t skyrocketed over the past seven years. 

The U.S. International Trade report released February 14, 2008 indicated a 2007 trade deficit with Canada of $64.2 billion, The increase in imports from Canada was primarily due to crude oil and pharmaceuticals. 

We’re also running a 2007 trade deficit with Mexico of $74.3 billion, for probably the same reason.  Mexico and Canada are our two biggest non-OPEC oil suppliers.

However, neither of the countries in NAFTA can even begin to compare with the $256.3 billion trade deficit with China for 2007.  No crude oil was imported from China during 2007.

The question that should  be asked on NAFTA is who would benefit the most from the North American Trade Agreement IF the United States was not so dependent upon crude oil as an energy source? 

Three Presidents, Ronald Reagan, George H.W. Bush, and William J. Clinton promoted the idea over a period of almost thirty years. 

What has not been taken into consideration is the devastating effect the increased price of oil would have on trade balances between the three countries.  Just over the past 12-month period of time, imported petroleum prices have increased 66.9%.  NAFTA is good, crude oil dependence isn’t.

When Bush [43] was interviewed by Lee Hochberg, PBS, he was asked if better coordination and synchronization of immigration policies between Canada and the U.S. were necessary.  President Bush replied "Border relations between Canada and Mexico have never been better".  Although the comment was obviously not what he meant, it does provide us with more of an understanding as to why trade agreements signed during the George W. Bush administration have been such dismal failures.

Richard E Walrath and Patricia L Johnson are co-owners of the Articles and Answers News and Information sites. You may read more by these authors at Articles and Answers or Articles and Answers 2007

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Urgent Recall Icy Hot Products

http://phx.corporate-ir.net/phoenix.zhtml?c=119581&p=irol-newsArticle_print&ID=1106328&highlight=

Chattem Issues URGENT Voluntary Nationwide Recall of Icy Hot(R) Heat Therapy(TM) Products

CHATTANOOGA, Tenn.–(BUSINESS WIRE)–Feb. 8, 2008–Chattem, Inc. (NASDAQ: CHTT) announced today that it is initiating a voluntary Nationwide recall of its Icy Hot Heat Therapy products, including consumer "samples" that were included on a limited promotional basis in cartons of its 3 oz. Aspercreme(R) product. This recall is being conducted to the consumer level.

Chattem is recalling these products because it has received some consumer reports of first, second and third degree burns as well as skin irritation resulting from consumer use or possible misuse of these products.

All lots and all sizes of the following Icy Hot Heat Therapy products are affected by this recall:
1. Icy Hot Heat Therapy Air Activated Heat- Back
2. Icy Hot Heat Therapy Air Activated Heat- Arm, Neck, and Leg
3. Icy Hot Heat Therapy Air Activated Heat- Arm, Neck, and Leg single consumer use "samples" included on a limited promotional basis i cartons of 3 oz. Aspercreme Pain Relieving Creme.
NOTE: if products have been removed from their holding cartons the recalled products are packaged in a red colored plastic pouch which states Icy Hot Heat Therapy and either Back or Arm/Neck and Leg. Single consumer use "samples" of Icy Hot Heat Therapy- Arm, Neck and Leg were included on a limited promotional basis in yellow and red cartons of 3 oz. Aspercreme Pain Relieving Creme. The samples were distinct and stand-alone products, clearly labeled as "Icy Hot Heat Therapy Air Activated Heat," with their own internal labeling.

These products are sold over the counter through food, drug and mass merchandisers.

Consumers who have the Icy Hot Heat Therapy products under recall should immediately stop using the products, discard them, and/or return them to Chattem, Inc.

Product may be returned for a full refund (average retail price) by calling Chattem’s Consumer Affairs Department at 1-877-742-6275 (M-F from 8am to 4pm EST) or via our website at http://www.Chattem.com.

Any adverse reactions experienced with the use of the Icy Hot Heat Therapy products should also be reported to the FDA Adverse Event Reporting Program, either online at http://www.fda.gov/medwatch/report.htm, or by fax at 800-FDA-0178, and to Chattem at the below toll-free number.

Chattem is notifying its customers, including distributors and retailers, about this recall, and is arranging for immediate return of all recalled products to Chattem.

This recall only involves the above listed Icy Hot Heat Therapy products including single consumer use "samples" that were included in cartons of 3 oz. Aspercreme Pain Relieving Creme and does not involve any other Icy Hot or Aspercreme products.

Chattem is committed to the integrity and safety of its products and is undertaking this voluntary recall with the full knowledge of the Food and Drug Administration.

Consumers with questions or concerns about this product may contact Chattem’s Consumer Affairs Department at 1-888-442-4464 (M-F 8am to 4pm EST).

CONTACT: Chattem, Inc.
David W. Grob, MS, RAC
Director, Regulatory Affairs & Safety
888-442-4464
SOURCE: Chattem, Inc.

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FOMC

This morning the Federal Open Market Committee announced a decrease in the federal funds rate 50 basis points to 3.0 percent and a decrease in the discount rate 50 basis point to 3.5 percent.

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Reading Between the Lines on the Stimulus Package

By Patricia L Johnson and Richard E Walrath

The $150 billion dollar economic growth package was announced by President Bush on January 24, 2008 after a bipartisan agreement was reached with the leaders of the U.S. House of Representatives.  The plan consists of $100 billion in temporary relief for families, and $50 billion in business incentives.

The plan calls for taxpayers to receive rebates of "up to" $600 for individuals, and "up to" $1,200 for couples.  Anyone eligible for the above, would also be eligible for an additional $300 per child, which sort of gives you the impression that if you’re married and have two kids you’re about to receive "up to" $1,800 from Uncle Sam.

Don’t rush out and spend the money yet!

Whenever this administration uses the words "up to" you can bet your booties you’re going to get less, so how much less?  Department of the Treasury examples follow:

Married with children:

1) Married couple with two children*, earned income of $4,000, no federal income tax paid.

Individual rebate = $600

Child tax credit = $600

TOTAL = $1,200

2) Married couple with two children, earned income in excess of $3,000, AGI = $45,000, federal income tax is $323.

Individual rebate = $600

Child tax credit = $600

TOTAL = $1,200

3) Married couple with two children, AGI = $48,000, federal income tax is $773.

Individual rebate = $773

Child tax credit = $600

TOTAL = $1,373

4) Married couple with two children, AGI = $80,000, federal income tax paid in excess of $1,200.

Individual rebate = $1,200

Child tax credit = $600

TOTAL = $1,800

5) Married couple with two children, AGI = $160,000, federal income tax paid in excess of $1,200.

Individual rebate = $1,200

Child tax credit = $600

Phaseout reduction = ($500) [5% x ($160,000 – $150,000) = $500]

TOTAL = $1,300

*All children referenced in the examples are qualifying children for purposes of the child tax credit.

Looks like you won’t be pulling in $1,800 unless your adjusted gross income is more than $80,000 and you have paid in more than $1,200 in federal income tax.

The current agreement also provides a temporary tax cut for businesses providing them with the opportunity to purchase equipment this year and deduct an additional 50% of the cost in 2008.

Treasury Secretary Paulson says that he hopes the Senate doesn’t meddle with the stimulus package.  He’s afraid that the Senate might put some stimulus into it–like money for food stamps as well as extended unemployment compensation.

The package does not provide assistance in the form of extended unemployment insurance benefits, food stamp money, or spending on infrastructure, but it does provide some assistance for homeowners who are struggling to keep their homes in the current mortgage crisis. 

Will it be enough?

Of course not!

How much worse are economic conditions today than they were when the first Bush tax-cuts went into effect? 

Is there anyone who would disagree that they are much worse today than they were then?

So, why are we talking about a $150 billion stimulus, maybe, when hundreds of billions in tax-cuts were put into effect then?  Granted, most of those Bush tax cuts went to the rich and business, and we see how much benefit they provided to the economy. 

The purpose of the Jobs and Growth Plan of 2003 was to stimulate the economy with the influx of $350 billion dollars.  On a temporary basis it succeeded in providing some stimulus, but in 2003 we weren’t looking at 1.8 million subprime loans getting ready to reset with higher rates over the next two years.

If the situation is far worse today–as it is–how is $150 billion going to solve the problem?

 

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CHEROKEE SEASONS

By:  Author and Photographer Unknown

Lessons on Life


There was an Indian Chief who had four sons. He wanted his sons to learn not to judge things too quickly. So he sent them each on a quest.., in turn.., to go and look at a pear tree that was a great distance away.

 The first son went in the Winter, the second in the Spring, the third in Summer and the youngest son in the Fall. 
When they had all gone and come back, he called them together to describe what they had seen.

 The first son said that the tree was ugly, bent, and twisted.
The second son said "no" it was covered with green buds and full of promise.
The third son disagreed; he said it was laden with blossoms that smelled so beautiful.  It was the most graceful thing he had ever seen.

The last son disagreed with all of them; he said it was ripe and drooping with fruit, full of life and fulfillment.

The man then explained to his sons that they were all right, because they had each seen but only one season in the tree’s life.

He told them that you cannot judge a tree, or a person, by only one season, and that the essence of who they are and the pleasure, joy, and love that come from that life can only be measured at the end, when all the seasons are up.
If you give up when it’s Winter, you will miss the promise of your Spring, the beauty of your Summer, the fulfillment of your Fall.

Moral:
Don’t let the pain of one season destroy the joy of all the rest.
Don’t judge life by one difficult season.
Persevere through the difficult patches and better times are sure to come.

Live Simply.
Love Generously.
Care Deeply.
Speak Kindly.

Leave the Rest to God.
Happiness keeps You Sweet,
Trials keep You Strong,
Sorrows keep You Human,
Failures keep You Humble,
Success keeps You Glowing,
But God keeps You Going!

 

The following pictures are of the same place but taken in different seasons..!



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What is the Difference Between Earned and Unearned Income?

By Patricia L Johnson

A few months ago my partner and I, Richard Walrath, wrote an article on Income Mobility and a reader recently sent us an inquiry on the subject.

After a couple e-mails back and forth it finally occurred to me this reader was not completely aware of the difference in Earned and Unearned Income and I started wondering if other people are also confused on the subject.

Earned Income is any income derived from employment for services rendered.    If you are a contractor build a house, and get paid for your services, that is earned income.  If you are a contractor, get an advance payment for building the house, that is unearned income, once you build the house the unearned income then becomes ‘earned’ income.

Other forms of unearned income are civil service annuities, workers’ compensation, unemployment compensation, life insurance proceeds (over and above the cost of the deceased last illness and burial), gifts, support and alimony (either in cash or in-kind), prizes and awards, dividends and interest, rents and royalties (except those considered earned income), Social Security benefits, Railroad Retirement benefits, Department of Veterans Affairs pension and compensation payments, private pensions and annuities.

I used gifts as an example of unearned income in my e-mails, and I’ll use it here also as there are probably many people that aren’t fully aware of what a neat treat the IRS gave us in the form of gift tax exclusions. 

The following is from IRS publication 950

For Gift Tax Purposes the following are applicable:

Year:   2007, 2008 – Annual Exclusion:  $12,000

*Unified Credit Amount:  $345,800 – Applicable Exclusion Amount:  $1,000,000

Unified Credit (Applicable Exclusion Amount) A credit is an amount that eliminates or reduces tax. The unified credit against taxable gifts will remain at $345,800 (exempting $1 million from tax) through 2009.

Generally, the following gifts are not taxable gifts:

Gifts, excluding gifts of future interests, that are not more than the annual exclusion for the calendar year,

Tuition or medical expenses you pay directly to a medical or educational institution for someone,

Gifts to your spouse,

Gifts to a political organization for its use, and

Gifts to charities.

Here are a few examples:

Example 1.    In 2007, you give your niece a cash gift of $8,000. It is your only gift to her this year. The gift is not a taxable gift because it is not more than the $12,000 annual exclusion.

Example 2.    You pay the $15,000 college tuition of your friend. Because the payment qualifies for the educational exclusion, the gift is not a taxable gift.

Example 3.    In 2007, you give $25,000 to your 25-year-old daughter. The first $12,000 of your gift is not subject to the gift tax because of the annual exclusion. The remaining $13,000 is a taxable gift. As explained later under Applying the Unified Credit to Gift Tax, you may not have to pay the gift tax on the remaining $13,000. However, you do have to file a gift tax return.

Please click the following link to read complete publication from the IRS.

http://www.irs.gov/publications/p950/ar02.html#d0e308

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From the Bottom Up

By Richard E Walrath

The Democrats shouldn’t waste time on Bush. Get a bill on his desk as soon as they can without tax-cuts for business and the rich.  That’s the most inefficient means of providing stimulus.  They just pocket the money.  If Bush wants to veto the bill, let him do it.  

He and the Republicans can take the heat in November. 

Food stamps, extended unemployment benefits, and a month’s rent would be good for starters. 

On the McLaughlin Group this past Friday, Monica Crowley said that the last time they gave out refunds some of the people didn’t spend them–they saved them. 

That’s because they started passing them out from the top. 

Try doing it from the bottom this time, and all the money will get spent.

 

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Slipping and Sliding Stocks

By Patricia L Johnson

The U.S. stock markets were closed Monday in observation of Martin Luther King Jr. Day but that didn’t stop the Dow Jones industrial average futures from dropping 436 points or 3.6%, following the lead of foreign markets.  Japan’s Nikkei 225, Hong Kong’s Hang Seng, London’s FTSE-100, German’s DAX 30 and France’s CAC040 all dropped considerably on Monday and Tuesday.

So what happened – what spooked the world markets?

One thing that happened is the Conference Board leading index decreased by 0.2 percent in December.  This is the third month in a row this indicator has decreased, and it has been down four of the past six months.  Of the 10 components in this index, six were negative for the month of December 2007 — not a real good sign.

The FOMC, under the direction of Chairman Ben Bernanke, has already taken adequate measures to date based on market conditions, but the foreign sell off caused an emergency video meeting Monday night and on Tuesday morning the FOMC announced a decrease in the federal funds rate 75 basis points to 3-1/2 percent and a decrease in the discount rate 75 basis point to 4.0 percent and left he door open for further cuts following their scheduled meeting for next week.

President Bush has announced his plans for a stimulus plan to jump-start the economy, but it shouldn’t surprise anyone that Bush’s new stimulus proposal will have little impact on the people in this country that need it most, the poor and the middle class.

Where the Democrats want a plan that provides additional spending for food stamps, extended unemployment and infrastructure projects, Bush has different priorities stated in his weekly radio address:  "This growth package must be built on broad-based tax relief that will directly affect economic growth — not the kind of spending projects that would have little immediate impact on our economy".

The January 18, 2007 Press Briefing by Treasury Secretary Henry Paulson and Chairman of the Council of Economic Advisors, Ed Lazear provide us with few details on the plan.

The total package will probably be between $140 to $150 billion, with the biggest portion, perhaps $100 billion benefiting individuals and perhaps $50 billion for business investment incentives.

Secretary Paulson when asked whether or not Social Security recipients might get a one time payment responded:

…"The Christmas season has come and gone. We’re not trying to decorate a Christmas tree here."

He further stated the proposed stimulus plan:

 "is focused on broad-based tax relief for those who are paying taxes, and that was the principle he [President Bush] laid out. This is something that has worked well before, has worked in 2001, worked in 2003 — get to consumers, put money in the hands of people, letting them spend it rather than the government spend it."

The problem with the Economic Growth and Tax Relief Reconciliation Act of 2001 [June 7, 2001] and The Jobs and Growth Tax Relief Reconciliation Act of 2003 [May 28, 2003] is the outcome.

As Chairman Lazear indicates in the press briefing

"There are two major parts of the economy that we have to deal with: the consumption side, and the investment side. Consumption is important, of course, because it is the major component of GDP; it’s 70 percent of GDP. But in addition to that, investment is extremely important not only because it’s a significant part of GDP, but also because investment is the way that we create demand for labor. And demand for labor means more jobs and more wages, and that’s the reason that we have to focus on that side as well."

Over the past seven years the stimulus plans put in place by this administration have added a grand total of 6,011,000 jobs to the economy.  That’s 6.0 million in seven years, or little more than 71,000 jobs per month to an economy that needs twice that many jobs added just to keep pace with population growth.  Source:  Bureau of Labor Statistics

The subprime mortgage crisis is the force pulling the economy down and with 1.7 million subprime mortgages scheduled to reset in 2008 and 2009, the maximum $150 billion dollar stimulus plan proposed by the White House may do little to curb recession fears.

What we may be looking at is another "growth" package from 1600 Pennsylvania Ave that grows little more than grass on the White House lawn and may be the very reason why world markets are ringing alarm bells.

 

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Bennies group to the rescue

By Patricia L Johnson

This morning the Federal Open Market Committee announced a decrease in the federal funds rate 75 basis points to 3-1/2 percent and a decrease in the discount rate 75 basis point to 4.0 percent.

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For Sale

By Richard E Walrath

So far, you’d think the subprime mortgage crisis affects only houses in the cheap rent districts.  Not so, the next wave is going to hit homes that look like these.

FDR declared a Bank Holiday until a way could be figured out to keep the banks from going under.  We need a a Home Holiday on mortgage increases for 90 days.

One of the funniest things the media is putting out now is the idea that Willard Romney will benefit from the economic crisis we’re having because he has such extensive business experience. 

Does he have an MBA, too?  Just like Bush?

That will be such a help! 

Why do I refer to him as Willard Romney?  That’s because it’s his first name. 

 

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CORRECTION TO: Survival Tips

"Some Simple Emergency Survival Tips" posted on January 20, 2008 contained the following statement in error.

"A pair, or two, of extra socks tucked inside your car will help keep you warm if you get stranded, and you will have a pair handy if your feet get wet and/or cold."

Please note the following correction:

By Richard E Walrath

No, don’t tuck your socks inside your car. Your car doesn’t care whether it’s warm or not–it has no feelings.  Tuck your extra  pair(s) of socks inside your shirt to keep them warm and dry, and to help keep you warm.

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Disposable Razors

I about died the last time I went through the aisle at the grocery store and saw the new Gillette, battery operated, five-blade disposable razor selling for the not-so-low price of nearly $40! 
That’s right–$40!  No, not $4, $40! 
It’s true, there was another razor, I think, in the pack, but I have to tell you, I don’t spend $40 in a year to shave.

You see, I have a Rolls Razor which you probably have never heard of.  It’s made, or was, made in England. It looks like a single-edge razor when you get it together, but it comes in a steel case with a built-in razor strop so you can sharpen it each time you use it. 

How sharp?  Just as sharp as you want it.  How close does it shave?  Just be careful you don’t cut yourself.

How long does it last?  That’s the very best part about it.  It lasts forever!

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Some Simple Emergency Survival Tips

By Richard E Walrath

Survival techniques for emergencies. 

A candle burning in your car if you get stranded will give off enough heat to keep you from freezing to death.  Open the window a little now and then to get some air. 

Keep a bag of newspapers and some matches in your trunk so you can build a fire – this may help somebody find you and will keep you alive until you’re rescued.

A pair, or two, of extra socks tucked inside your car will help keep you warm if you get stranded, and you will have a pair handy if your feet get wet and/or cold.

To survive, you have to make your situation better, not perfect, just better.  That makes you feel better.  Then you find or think of something else you can do to improve your situation.  It helps if you know a few things to start with.

Countries in Europe use hot water to heat their homes.  The water is centrally heated and piped into houses and buildings.  With 400 million people, Europe uses about half the energy the United does with only 300 million people.

Water running into a bathtub provides heat, and once the bathtub gets hot, the heat stays there.  If you’re cold and you start to feel warmer, you feel better right away.

A few techniques for keeping your home heating costs down:

Block drafts – if you cannot afford weather stripping, roll up a towel, blanket or throw rug and place in front of the door.

Dress in layers – the more layers you wear, the warmer you’ll be.  Five layers is about as many as you can wear and still move around.  Outer garment should be some kind of wind breaker, not a sweater.  If you’re going to be outdoors, a sweater won’t keep the wind, snow or rain out.  If you’re indoors, it doesn’t matter so much. But if there is no heat in your house, you’ll feel warmer with an outer garment.  Wear the sweater inside.

Invest in electric blankets – if you have little or no heat, you can still stay warm at night if you have electric blankets.

Open your drapes or blinds to let the sun in during the day. 

Close your unused rooms and shut the heater vent.

 

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And the Score is – Machine 2 – Human 0

By Patricia L Johnson

Beep, beep, beep…

Beep, beep, beep…

Beep, beep, beep…

Over and over again the electronic ballot box rejected Mike’s ballot.  After the 5th rejection the election judge provided him with a new ballot to complete and upon completion we once again heard:

Beep, beep, beep…

Beep, beep, beep…

Beep, beep, beep…

As a former election judge I accompanied Mike to the early polling place this afternoon just to take a look see at what procedures were in place and see how much action our newly implemented early voting was getting.

When the second ballot was rejected I advised the person working with Mike that the screen on the optical scanner should provide him with information on why the ballot wasn’t accepted.  Since the election worker wasn’t familiar with the information indicated on the screen he telephoned the election office to be advised that the machine was telling him the ballot was being placed in the wrong ballot bin.

During an election ballots are coded for each precinct.  The early voting polling location covers several precincts so there were many optical scanning ballot boxes in place.  Even though the election judge told Mike to place his ballot in the second machine, after the machine scanned the ballot it knew it was in the wrong bin and rejected it.

Score – Machine 1 – Human 0

Upon arriving home I was bombarded with newspaper headlines reading "NH Recount Finds Irregularities" – "NH Recount Finds Vote Count Errors" as well as a blog headline that I won’t repeat because that would encourage the nonsense.  As you might guess the blog article is extremely popular and had a count of 179 on Digg. 

What is unfortunate about the blog article is the fact they are claiming huge errors were made by Diebold in counting the votes.

All ballots cast in New Hampshire are paper ballots, with some counted by Diebold Optical Scanning devices.  This is the basically the same technology that is used to scan your ATM card when you go to the bank, scan bar codes on purchases of merchandise in department stores, and the same technology that was used to let the election worker at the precinct know that the ballot was being placed in the wrong bin.

The recount is being done by hand and minor discrepancies found were due to human error.  Some voters didn’t follow instructions properly resulting in improperly marked ballots that could not be read by the scanning devices.  Not much room for error when it comes to optical scanning.

The exception to the minor errors found were in the Manchester Ward 5 where larger errors were found.  Clinton’s total dropped from 683 to 619 and Obama’s total went from 404 to 365.  Other candidates totals dropped as well.  However,  once again, the error was made by a human, not an electronic counting device.

New Hampshire voters may vote for a Vice-Presidential candidate on their ballot and some voters wrote their choice for president in the Vice-Presidential space.  The clerk posting the totals erroneously added in the Vice-Presidential votes to the totals for the Presidential candidates resulting in overcounts.

Humans make errors on a regular basis, machines seldom do.

Score – Machine 2 – Human 0

What is incredible about this whole mess is we have 291 more days until the actual election.

Voting irregularities have made all of us more conscious of what is going on at our polling place, which is good for the country as a whole, but all of us must remember that humans are far more error prone than machines.

According to the New Hampshire WMUR article "Human Error, Not Machine, Found During Recount" hundreds of people have e-mailed New Hampshire Secretary of State, Bill Gardner, calling him a "liar", calling the election process a "sham" or threatening to have him arrested for "rigging the election".

Most of the irregularities found in voting tabulations over the past several years have been due to human error of some sort, but you generally don’t hear that because it doesn’t sell newspapers.  What sells newspapers and what gets peoples attention on the Internet are the articles that claim there is a conspiracy going on to steal your vote, or there is some sort of fraud.

This country needs a voting system that is standard from one county to the next, one state to the next, from the Atlantic to the Pacific.  We need election officials that are well trained in procedures and can concentrate their efforts on helping the voter get in and out of the polling place as quickly as possible.

And the one thing we need more than anything else is electronic voting machines that allow the blind, the disabled and the non-English speaking public to vote without assistance.

The reason HAVA passed was due to the extraordinary number of votes that were lost in prior elections. 

Standard voting procedures, standard voting machines and trained personnel limit the number of lost votes. 

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Are We There Yet?

By Patricia L Johnson

The National Bureau of Economic Research (NBER) is the organization responsible for calling a recession, "a recession".  They determine when a recession begins based on their definition: 

“A recession is a significant decline in economic activity spread across the economy, lasting more than a few months, normally visible in real [inflation adjusted] GDP [gross domestic product], real income, employment, industrial production, and wholesale-retail sales.”

The last time NBER’s Business Cycle Dating Committee called a recessionary period was in 2001, for the 8-month period beginning March 2001 and ending November 2001.

The November 2001 trough was announced July 17, 2003.
The March 2001 peak was announced November 26, 2001.

The CBO, in their January 2008 report Options for Responding to Short-Term Economic Weakness indicate five economists, "Richard Berner (Morgan Stanley), Martin Feldstein (HarvardUniversity), William Gross (PIMCO), Robert Shiller (Yale University) and Lawrence Summers (Harvard University) have all stated that the probability of a recession this year is greater than 50 percent."

All too often the media is full of reports about how this or that economist missed the boat on a forecast, but we’ll give these guys the benefit of the doubt and agree that we’ll probably have a recession this year.

Although a recession won’t be called until ‘after the fact’ our economy is now operating in slow motion, so now what?

The Federal Reserve has been taking bold actions to keep the economy running on an even keel, but even the Big Bank may not be able to stop the tsunami caused by the subprime mortgage mess.  There are still 1.7 million subprime ARMs that will reset in 2008 and 2009.

Many of the 2008 presidential hopefuls have put together various stimulus packages.  Whether or not a stimulus package is needed to jump-start the economy has pretty much been answered, while the remaining question becomes what type of stimulus package will best serve our failing economy.

Three questions must be answered when looking at the various proposals.

  1. Are they cost effective? 
  2. Are they timely – do they provide a quick fix to the economy?
  3. How sure are we of the end result?

The CBO has listed nine possibilities and prepared a chart (page 20) indicating the pros and cons of each.

  • Lump-Sum Rebate
  • Temporary Tax Reduction
    • Withholding Holiday for the Employee Payroll Tax
    • Across-the-Board Tax Rate Cut
  • Deferring or Eliminating Scheduled Tax Increases
    • Extending the AMT Patch
    • Deferring or Eliminating Tax Rate Increase under EGTRRA or JGTRRA
  • Cut in Corporate Tax Rates
  • Incentives for New Investment
  • Extending Operating Loss and Carryback Provision
  • Direct Transfer Payments to Households
    • Extending or Expanding Unemployment Benefits
    • Temporarily Increasing Food Stamp Benefits
  • Providing General Aid to State and Local Governments
  • Investing in Public Works Project

Deciding what to do shouldn’t be complicated if you look at the prior stimulus packages put into place during the Bush administration – they didn’t work, so obviously a different approach is needed.   Providing tax cuts to the rich and tax and investment incentives to big business, just didn’t provide the goals sought – unless the goal was to bankrupt the rest of us.

A review of the Consumer Price Index, CPI, report issued January 16, 2008 could provide an excellent case for directing the brunt of a new stimulus package to those needing it most, the poor and middle class.  The increases in basic necessities over the past year; food, energy and medical costs has impacted all of us, but has been especially detrimental to the poor and middle class. 

Nearly all the indicators have gone up considerably in the 12-months ended December 2007 v. the 12-months ended December 2006, with Energy commodities having the biggest increase at 29.4%, followed by Energy at 17.4%, Transportation 8.3%, Medical Care 5.2%, Food and Beverages 4.8%, Energy Services 3.4%, Other Goods and Services, 3.0%, Housing and Education at 3.0% each, Recreation at .8% and Apparel at -.3%.

The percentages indicated above are a sum of all items within a particular index.  Some increases in the food and beverage group over the past year are milk up 19.3%, cheese up 13.0%, cereal up 5.4%, bread up 10.5%, fruits and vegetables up 5.9%, and meats, poultry, fish and eggs up 5.4%.

Maybe I’m wrong, but it seems to me that eating, staying warm and being able to afford medical care when necessary shouldn’t be a luxury in this country, but that appears to be the direction we’re heading.

 

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2007 inflation up by largest amount in 17 years

Food and energy costs spur increase; industrial production stalls

WASHINGTON – Higher costs for energy and food last year pushed inflation up by the largest amount in 17 years, even though prices generally remained tame outside of those two areas. Meanwhile, industrial output was flat in December, more evidence of a significant slowdown in the economy.

Click the following link to read full story:  http://www.msnbc.msn.com/id/22681319/

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The Big “R”

By Richard E Walrath

The big ‘ R’  is fast closing in on us, so now we hear about plans for doing something about heading it off. 

Hillary Clinton is proposing a $70 Billion stimulus plan for those with lower incomes–that’s called trickle up.

What I don’t understand is why does it take seven years and $700 billion of trickle down to get us where we are? 

Why not just skip the trickle down idea since we know it doesn’t work?

If we can head off the big ‘R’ with only $70 Billion, just think of what we could do with $700 Billion!

People are way over their heads in debt, and have no way out except bankruptcy which the Republicans have made more difficult and more costly to protect their business interests, but bankruptcies are on the rise.

People on the bottom half just can’t make it any more on their incomes.  The median household income is below $50,000.  Food, housing, health care and energy are consuming more and more of their incomes.

Add a debt burden that has been steadily growing to this picture, and you see the
Big ‘R’ fast approaching.

What the bottom half needs is an increase in income–not just a short-time, one-time
stimulus. 

Wages have been suppressed and depressed for years.  The minimum wage stayed at $5.15 an hour for almost ten years! 

When you have to stop going out to McDonald’s, you know things are getting bad.

Starbuck’s sales are dropping.  People who used to spend $3 for a cup of coffee aren’t going to do that anymore.  Appleby’s has been having problems for some time and Wendy’s is even worse off.

Even more telling are McDonald’s sales which have fallen.  People aren’t eating out so much–even to buy a hamburger.  When you have to stop going out to McDonald’s, you know things are getting bad.

Next thing people will have to do is learn to boil water and make soup.

Meanwhile, debt in the bottom half has soared.  Add to this grim picture growing unemployment and the financial crisis due to the subprime mortgage mess, and you can understand the situation we are in. 

Richard E Walrath is a former budget analyst and co-owner of the Articles and Answers News and Information sites:  Articles and Answers  Articles and Answers 2007 and the Alternative Augumenta blog.

 

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The Failed Policy of Promoting Job Growth through Tax Cuts to the Rich and Big Business

 

By Patricia L Johnson

Each month the Bureau of Labor Statistics (BLS) prepares the Employment Situation Report for the prior month.  This particular report is a big deal because it’s a "market mover" meaning the results of this report have the ability to push the Dow Jones Industrial Average, DJIA, higher if the results are good, or send the stock market spiraling if the numbers are poor.

The employment report consists of a combination of data from two separate sources:

    •  Household Survey is a sampling of approximately 60,000 households and only covers a small percentage of employed persons.
    • Establishment Survey is a survey conducted on approximately 400,000 businesses of all sizes and represents about 33% of total nonfarm employment.

Between the two data sources the BLS is able to provide us with various information in their report, including the following figures for December 2007, as released on January 4, 2008. 

    • Unemployment Rate – 5% – Household Survey
    • Nonfarm payroll employment – +18,000 – Establishment Survey [138,495]
    • Number of unemployed persons  – 7.7 – Household Survey
    • Total employment – 146.2 million – Household Survey

The figures released each month are the seasonally adjusted totals and the key number is the increase/decrease in nonfarm payroll employment.  In the month of December 2007 the increase in nonfarm payroll employment is +18,000, meaning 18,000 jobs were added to payrolls during the month of December 2007.

During a President’s term of office, the number of jobs produced during his/her administration becomes a very important issue because job creation is based on economic policies put in force by the administration.

Upon release of the January 4, 2008 Employment Situation Report, the White House placed a Fact Sheet on their website claiming "Since August 2003, more than 8.3 million jobs have been created". 

Knowing the Bush administration didn’t start in August 2003 and knowing 8.3 million jobs since August 2003 averaged out to little more than 160,000 jobs a month I decided to research the subject further.

During the eight years, Bill Clinton was in office, his economic policies produced 23.1 million jobs [average 240,000 per month] as follows:

Data extracted on: January 12, 2008 (11:19:19 AM)

Employment, Hours, and Earnings from the Current Employment Statistics survey (National)

Series Id:     CES0000000001
Seasonally Adjusted
Super Sector:  Total nonfarm
Industry:      Total nonfarm
NAICS Code:    N/A
Data Type:     ALL EMPLOYEES, THOUSANDS

Year
Dec

1992
109418

2000
132484

At the end December 1992 the Bureau of Labor Statistics, BLS is indicating total, seasonally adjusted nonfarm employment, of 109,418,000.  At the end of December 2000, the total has increased to 132,484,000.  The difference is 23,066,000 or 23.1 million new jobs were produced during the Clinton presidency. 

In contrast, George Bush has been in office seven years and his economic policies have produced a total of 6.0 million jobs as follows:

Data extracted on: January 12, 2008 (11:31:47 AM)

Employment, Hours, and Earnings from the Current Employment Statistics survey (National)

Series Id:     CES0000000001
Seasonally Adjusted
Super Sector:  Total nonfarm
Industry:      Total nonfarm
NAICS Code:    N/A
Data Type:     ALL EMPLOYEES, THOUSANDS

Year
Dec

2000
132484

2007
138495(p)

p : preliminary

At the end December 2000 the Bureau of Labor Statistics, BLS is indicating total, seasonally adjusted nonfarm employment, of 132,484,000.  At the end of December 2007, the total has increased to a preliminary figure of 138,495,000.  The difference is 6,011,000 or 6.0 million new jobs have been produced during the seven year period from January 2001 through December 2007, the length of time President Bush has been in office.  

If the White House is stating 8.3 million jobs were created and I’m saying 6.0 million jobs have been created, who is correct? Both figures are correct – they just represent different periods of time.  The White House is simply ignoring the job losses incurred during the first 32 months of the Bush presidency.

There have been 8.3 million jobs created since August 2003, but there were 2.3 million jobs lost during the period from January 2001 through July 2003, bringing the job creation total down to 6.0 million from January 2001 through December 2007.

This is a very important subject and you really shouldn’t believe either what the White House is stating, or what I’m indicating regarding these numbers.  To confirm the validity of the numbers, you should extract the data yourself from the Bureau of Labor Statistics.

What these numbers prove is the economic policies put forth by the Bush administration, mainly The Jobs & Growth Tax Relief Reconciliation Act of 2003 have backfired. 

The tax cuts in this plan were intended to "encourage consumer spending that will continue to boost the economic recovery and create jobs" and "promote investment by individuals and businesses that will lead to economic growth and job creation."

Our country cannot move forward with policies that create little more than 71,000 jobs per month.

Most Americans are worried about the economy and think this country needs change.  The major change needed is to go back to the policies that were in effect under the Clinton administration, where all of us prospered, not just the rich and big business.

Patricia L Johnson is a former special assignment writer/photographer and co-owner of the Articles and Answers News and Information sites. You may read more by this author at http://www.articlesandanswers.com or http://articles2007.spaces.live.com

 

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Addenda to Trickle Up Economics

By Richard E Walrath

People are way over their heads in debt, and have no way out except bankruptcy which the Republicans have made more difficult and more costly to protect their business interests, but bankruptcies are on the rise.

People on the bottom half just can’t make it any more on their incomes.  The median household income is below $50,000.  Food, housing, health care and energy are consuming more and more of their incomes.

Add a debt burden that has been steadily growing to this picture, and you see the Big ‘R’ fast approaching.

What the bottom half needs is an increase in income–not just a short-time, one-time stimulus. 

Wages have been suppressed and depressed for years.  The minimum wage stayed at $5.15 an hour for almost ten years! 

Meanwhile, debt in the bottom half has soared.  Add to this grim picture growing unemployment and the financial crisis due to the subprime mortgage mess, and you can understand the situation we are in. 

 

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Trickle Up Economics

By Richard E Walrath

The big ‘R" is fast closing in on us, so now we hear about plans for doing something about heading it off. 

Hillary Clinton is proposing a $70 Billion stimulus plan for those with lower incomes–that’s called trickle up.

What I don’t understand is why does it take seven years and $700 billion of trickle down to get us where we are? 

Why not just skip the trickle down idea since we know it doesn’t work?

If we can head off the big ‘R’ with only $70 Billion, just think of what we could do with $700 Billion!

 

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Another Perfect Storm

By Richard E Walrath

It looks like another Perfect Storm to me.

I’m talking about the NH Primary results which left egg all over the pollsters and the political pundits and the media. 

Ever since the book and the movie, by the same name, came out, things that go wrong are called a perfect storm.

For opera lovers, it was the Una Furtiva Lagrima that escaped from Hillary Clinton as she bravely faced the cameras and voters on the fateful final day before the election.  That’s what swayed the election, say they.

Not so, says Andrew Kohut, President Pew Research Center, who brings you the Pew Polls.  It was the po’ white folks, the poor women voters, to be exact, who turned out in record numbers to vote for Senator Clinton. 

Kohut, in his NYT Op-Ed piece today, probably has summed up the results best. 

Pollsters, pundits and the media saw what they wanted to see, not what was really there.

Now they will have to face the possibility that their dwindling number of readers and viewers will continue to dwindle and diminish.  But I would suggest that being wrong isn’t something that the pollsters, the political pundits and the media should find so hard to explain. 

After all, they’ve had lots of practice.

It reminds me of one of Clint Eastwood’s movies, Pink Cadillac.  Somebody named Roy is supposed to be acting as a look-out, but a gang goes right around him unnoticed by Roy.  How could they get by Roy, says one character in the  movie. People have been getting by Roy for years is Eastwood’s answer.

Lots of stuff–people and things–have been getting by the pollsters, political pundits and the media for years–seven going on eight years, at least.

Richard E Walrath is a former budget analyst and co-owner of the Articles and Answers News and Information sites:  Articles and Answers  Articles and Answers 2007 and the Alternative Augumenta blog.

 

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Plans to Increase Army’s Strength by 74,200

 
 

By Patricia L Johnson 

President Bush requested  an increase of 74,200 Army troops and the Final Programmatic Environmental Impact Statement (PEIS) was published October 2007 indicating the Army preferred Alternative Three.  The intent is to increase the Army’s end strength from Fiscal Year 2008 through Fiscal Year 2013 "to a size and composition that is better able to meet national security and defense requirements".

The Notice of Availability of the Record of Decision (ROD) for Army Growth and Force Structure Realignment has now been posted in the Federal Register and provides readers with the following mailing address for submitting questions and comments:

Public Affairs Office

U.S. Army Environmental Command

Building E4460

Attention: IMAE–PA

5179 Hoadley Road

Aberdeen Proving Ground, MD 21010–5401

A copy of the ROD and Final PEIS my be viewed at http://www.aec.army.mil

Although only the mailing address is listed in the Federal Register, it appears this particular Public Affairs Office may also be contacted by the following means:

Email – PublicComments@aec.apgea.army.mil

PH:     (410) 436-2556

FAX:   (410) 436-1693

As indicated in the Federal Register

"The Army’s preferred alternative identified in the Final PEIS is to implement Alternative 3. This alternative allows for full support of Army modularity initiatives by adding necessary CS Soldiers to the Army’s Active and Reserve components while increasing the size of the Army by six BCTs"

CS is an acronym for Combat Support (refers to unit function) while BCT is an acronym for Brigade Combat Team, H or I BCT refers to Heavy or Infantry BCT

What we know, for fact, is the soldiers that are being sent to Afghanistan and Iraq are being sent on multiple tours; therefore it would seem reasonable to add additional combat troops to increase the end-strength of our Army.

The problem with adding troops is the fact they are either being blown to bits, and/or they are coming home with a host of medical and/or psychological needs that may eventually require treatment at a VA facility.  As of 10:00 am EST on January 7, 2008, the Department of Defense is indicating 35,048 casualties for Iraq and Afghanistan.  4,378 dead and 30,670 wounded.  The Afghanistan figures are only through December 29, 2007 so the actual toll will be higher.

My opposition to adding more troops is twofold; first I believe in negotiation, not war.  Second, my husband is a former combat veteran and receives treatment at a Veterans Affairs Medical Center.  If they are not already receiving VA care, sooner or later many of the 35,048 casualties, and additional troops that are service connected for medical and/or psychological problems, are going to require care at a VA facility and here is an example of what they might run into…

My husband received a letter from the VA asking him to call to schedule an appointment in the Endocrine clinic, my husband is service connected for Diabetes Mellitus caused by exposure to the herbicide Agent Orange and is seen on a fairly regular basis due to the numerous medical problems caused by Diabetes.

I called the number listed on the letter and after being put on hold for 9 minutes, I hung up and called the main number and was transferred to the clinic extension where I waited on hold for an additional 11 minutes.   After a period of twenty minutes I was finally able to schedule an appointment, for next month.  Remember, I was calling because the VA sent a letter requesting a call. 

What is going to happen to the troops that don’t get a letter requesting them to call?  How long will they be put on hold?  The majority of the brave men and women whose lives have been put in jeopardy over and over again, by this administration, are suffering from various stages of Posttraumatic Stress Disorder due to multiple combat tours. 

Should they, along with the other approximate five million veterans the VA treats, have to wait 20 minutes just to schedule an appointment?

You are now in a position to provide commentary on adding 74,200 troops to our Army.  Please take a few minutes to document your position on the subject by writing to the address listed above. 

 

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Lost jobs, Here There and Everywhere

By Patricia L Johnson

If nothing else you have to admire the perseverance of this administration.  No matter how bleak the news, the White House continues to put on a happy face and the December 2007 employment report is no exception.

The fact that only 18,000 jobs were created in December 2007 is basically set aside by the White House to remind us that more than 8.3 million jobs have been created since August 2003 and 1.3 million jobs have been created during 2007.

"Since August 2003, more than 8.3 million jobs have been created, with more than 1.3 million jobs created throughout 2007. Our economy has now added jobs for 52 straight months – the longest period of uninterrupted job growth on record."  

You’ll note the 8.3 million dates back to August of 2003, not January of 2001 when President Bush took office.  Do you think it may have something to do with the fact that jobs were lost during the first 30 months of his presidency?  The number is correct for the period indicated, but the period indicated is not an accurate representation of job growth during the Bush presidency.

What the White House also fails to mention in their focus on the economy is the overall decline in job creation in 2007 v. 2006.  During calendar year 2006 payroll employment growth averaged 189,000 per month, compared to 111,000 per month during 2007, or a decrease of 936,000. 

A decrease in jobs equates to an increase in unemployment with the number of unemployed at 6.8 million in December 2006 rising to 7.7 million in 2007.

The number of discouraged workers has also increased over the year and is now at 1.3 million.  Discouraged workers are those that do not bother to look for jobs during the reporting period because they don’t feel jobs are available for them. 

While the White House is gloating over the 8.3 million jobs created since 2003, Standard and Poor’s economist David Wyss is suggesting the December jobs report brought the chances of recession to 50-50.

"After this report, I’d have to say the chances of recession are about 50-50," said economist David Wyss, of Standard & Poor’s in New York."

One dismal jobs report may have the power to put the DJIA in a tailspin, but alone it should not have the power to increase the chances of a recession to 50-50.  What will increase the chances of a recession is continued job losses in the manufacturing sector.

212,000 manufacturing jobs were lost in 2007, with only 30% of the lost jobs attributed to industries that provide home building materials.

The winner for 2007 is the healthcare industry gaining 381,000 jobs.  Based on 1.3 million jobs created in 2007, this means one out of every three new jobs added in 2007 was in healthcare.

Unless the U.S. is planning on becoming the healthcare capital of the world, we need to start taking the necessary steps to create more jobs in this country.  This administration, faced with the possibility of a recession, is doing what it does best – thinking about a tax cut

Apparently they haven’t figured out tax cuts to the rich are part of the reason the economy is in the shape it’s in now.

 

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How Many Have There Been?

By Richard E Walrath

Starting with George Washington, there have been 43 presidents including the present one, George W. Bush. But how many Treasury Secretaries have there been?

Has anybody ever counted them up?

Has any president had more than three or even as many as three?

FDR was elected four times, served three full terms and part of his fourth before he died on April 12, 1945.  I wonder how many Treasury Secretaries he had.

How about gw? He’s had three Treasury Secretaries, so far, and still has over a year to go on his second and, we hope, his last term even though the economy is in great shape, if you believe what he says.

Those millions of people about to lose their homes don’t think so. But what do they know about it?

In Ohio, people who have lost their jobs can expect less in their unemployment checks, and businesses are going to have to pay more into the unemployment compensation fund.

Probably there is some double counting going on here as a lot of people have lost their jobs and their homes.

In the meantime, GDP for the third quarter was reported as 4.9%! If you were running a business and you were on your third head bookkeeper who told you that you had just had the best quarter of the year and you saw the mess things are in today, what would you do?

As it turns out even our first president had more than one Treasury Secretary and the job is so popular that the U.S. has had a total of 74 Secretaries of the Treasury.  George W. Bush has to hit number five before he wins for having the most as several former presidents have had four Secretaries of the Treasury during their term (s) of office.

Secretaries of the Treasury, President (s)


Alexander Hamilton, Washington


Oliver Wolcott Jr., Washington, Adams


Samuel Dexter, Adams, Jefferson


Albert Gallatin, Jefferson, Madison


George W. Campbell , Madison


Alexander J. Dallas, Madison


William H. Crawford, Madison, Monroe


Richard Rush, J.Q. Adams


Samuel D. Ingham, Jackson


Louis McLane, Jackson


William J. Duane, Jackson


Roger B. Taney, Jackson


Levi Woodbury, Jackson, Van Buren


Thomas Ewing, Harrison, Tyler


Walter Forward, Tyler


John C. Spencer, Tyler


George M. Bibb, Tyler, Polk


Robert J. Walker, Polk, Taylor


William M. Meredith, Taylor, Fillmore


Thomas Corwin, Fillmore, Pierce


James Guthrie, Pierce, Buchanan


Howell Cobb, Buchanan


Philip F. Thomas, Buchanan


John A. Dix, Buchanan, Lincoln


Salmon P. Chase, Lincoln


William P. Fessenden, Lincoln


Hugh McCulloch, Lincoln, Johnson


George S. Boutwell, Grant


William A. Richardson, Grant


Benjamin H. Bristow, Grant


Lot M. Morrill, Grant, Hayes


John Sherman, Hayes


William Windom, Garfield, Arthur


Charles J. Folger, Arthur


Walter Q. Gresham, Arthur


Hugh McCulloch, Arthur, Cleveland


Daniel Manning, Cleveland


Charles S. Fairchild, Cleveland, Harrison


William Windom, Harrison


Charles Foster, Harrison, Cleveland


John G. Carlisle, Cleveland, McKinley


Lyman J. Gage, McKinley, Roosevelt


Leslie M. Shaw, Roosevelt


George B. Cortelyou, Roosevelt


Franklin MacVeagh, Taft, Wilson


William G. McAdoo, Wilson


Carter Glass, Wilson


David F. Houston, Wilson


Andrew W. Mellon, Harding, Coolidge, Hoover


Ogden L. Mills, Hoover


William H. Woodin, Roosevelt


Henry Morgenthau, Jr., Roosevelt, Truman


Fred M. Vinson, Truman


John W. Snyder, Truman


George M. Humphrey, Eisenhower


Robert B. Anderson, Eisenhower


C. Douglas Dillon, Kennedy, Johnson


Henry H. Fowler, Johnson


Joseph W. Barr, Johnson


David M. Kennedy, Nixon


John B. Connally, Nixon


George P. Shultz, Nixon


William E. Simon, Nixon, Ford


W. Michael Blumenthal, Carter


G. William Miller, Carter


Donald T. Regan, Reagan


James A. Baker, III, Reagan


Nicholas F. Brady, Reagan, G.H.W. Bush


Lloyd M. Bentsen, Clinton


Robert E. Rubin, Clinton


Lawrence H. Summers, Clinton


Paul H. O’Neill, G.W. Bush


John W. Snow, G.W. Bush


Henry M. Paulson, Jr., G.W. Bush

Source:  United States Department of the Treasury

 

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ANNOUNCEMENT

The Articles and Answers blog will be closed from the period

of December 15, 2007 through January 7, 2008.

Happy Holidays to all and may peace be with you.

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Do You Really Give a Hoot What 710 Voters Think?

By Patricia L Johnson

122,295,345 votes were cast in the 2004 election for presidential candidates, yet Americans seem content to sit listening to the news and actually care what a few Iowa voters think.  I couldn’t count the number of times I’ve heard, or read, that the Democrats now have a three way tie in Iowa, with Obama leading the pack with 28% of the vote based on the latest poll.

That may mean something to someone, but I really couldn’t care less if 140 people in Iowa prefer Obama over Clinton or Edwards or Barney Fife, for that matter.

What 710 people sitting around cornfields in Iowa think about the candidates means virtually nothing to me, yet American voters seem to put so much stock in the Iowa caucuses.

Let’s take a real look at the latest poll on presidential candidates in Iowa.  The poll consisted of 500 likely Democratic caucus participants and 500 likely Republican caucus participants.  The poll was taken November 25 through November 29 and the participants were asked to identify their pick for president.

While the top three in the Republican Party received 66% of votes with only 4% of participants undecided, the top three in the Democratic Party received 76% of the votes with 7% undecided.

The difference in votes between Obama’s 140 and Edwards 115 is only 25 while uncommitted votes represent a total of 35 votes.

What I find interesting about the latest poll is the number of actual participants polled.  The October 1-3 2007 poll consisted of 804 participants – 399 from the Democratic Party and 405 from the Republican Party, while the prior poll completed on May 12-16, 2007 consisted of 801 participants – 400 from the Democratic Party and 401 from the Republican Party.

These polls may influence some voters in our country, but all they do is leave me with unanswered questions.  Why did the first two polls have a different number of participants from each party?  Where did they come up with the additional 200 participants for the latest poll?  What is the criterion for participating in an Iowa caucus poll?  How would the poll results from the first two polls differ if the additional 200 participants had voted?

When are the voters in this country going to wake up and ignore the polls that only represent a minuscule number of voters, ignore the media hype, ignore the personalities and concentrate on what is important to Americans and that is the candidates position on the issues?

 

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Positive Employment Trends for 1Q 2008 or Wishful Thinking?

By Patricia L Johnson

The question asked during the Manpower Interview of 1Q2008 employment trends was:

 “How do you anticipate total employment at your location to change in the three months to the end of March 2008 as compared to the current quarter?”

22% of the 14,000 interviewed expected an increase in employment, 12% expected a decrease, 60% expected no change, while 6% of those surveyed didn’t know whether or not they expected their employment rolls to rise or fall during the first quarter of 2008.

The net employment outlook dropped from 12% in the first quarter of 2007 to an anticipated 10% in the first quarter of 2008.

Somehow or another this anticipated drop is translated into a “solid start to the year” according to Jeffrey A. Joerres, Chairman & CEO of Manpower Inc.

“Our survey data suggests it will be a solid start to the year when it comes to hiring in the United States,” said Jeffrey A. Joerres, Chairman & CEO of Manpower Inc. “Overall, employers anticipate only marginal changes compared to three months ago, with the brightest job prospects reported by employers in the Mining and Services sectors. On the other hand, finding job opportunities in the Construction and Education sectors is expected to be more challenging for job seekers.”

When the numbers are seasonally adjusted 50% of the industry sectors surveyed expect a decrease in hiring compared to three months ago, including Construction, Non-Durable Good Manufacturing, Education, Services and Public Administration.

When you’re not familiar with the data provided in a report you’re subject to someone else’s interpretation of the numbers. While Joerres looks at 1Q 2008 as a “solid start to the year”, I look at the numbers without rose colored glasses and conclude the first quarter of 2008 will not be a solid start to anything.

Compared to a year ago nine out of the ten industry sectors anticipate a decrease in hiring. Mining and Transportation/Public Utilities is the only sector anticipating an increase in the first quarter of 2008 compared to a year ago. As you can readily see by the following chart prepared by Manpower, the employment outlook for the first quarter of 2008 is considerably lower than the first quarter of 2007, 2006, and 2005.

So, no matter how many times the numbers are presented in a positive light, the fact remains the employment outlook for the 1st quarter of 2008 is pretty dismal.

Patricia L Johnson is a former special assignment writer/photographer and co-owner of the Articles and Answers News and Information sites. You may read more by this author at http://www.articlesandanswers.com or http://articles2007.spaces.live.com

 

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The Lost Art of Finding Food

By Richard E Walrath

Kids used to go outside and actually play a game of baseball, football, hockey.  Now the game is watching someone else play–not much exercise in that.  Girls probably get more exercise now than boys do.

Food is too easy for most people to get, and much of the time it’s the wrong kind of food. 

I read an article the other day that said man was intended to spend most of his time each day walking.  He had to if he wanted to find and gather enough to stay alive.  Part of the time he had to run if he wanted to stay alive.  There was little chance that he would get fat and out of shape. 

Now there’s a McDonald’s on every street corner offering 1000 calorie Big Macs, half of what the cave man could find if he kept moving half the day. 

 

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When the American Dream Becomes a Nightmare

 

 

 

By Patricia L Johnson

 

 

 

You and your significant other pinch pennies until you’re able to set aside enough money to make the down payment then you search and search until you find the right house, your house, and the house you’ve been dreaming about.  What makes it a dream house is simply personal choice – what you consider a shack, could very be what your neighbor considers a castle.

 

We were fortunate when we bought our home as it had everything the three of us wanted.  My husband wanted to be close to the lake so he could spend his free time fishing, our son wanted a garage big enough for all his grown-up toys and I wanted fir trees.  The fact a house was included in the deal was simply frosting on the cake, since I would have been happy living in a tent in my fir tree infested yard.

 

It didn’t take us long to find our house and we couldn’t wait until closing when we would finally become home owners – or should I say interested parties since we didn’t actually own anything except the two sets of keys in our hand. 

 

69 percent of Americans know the feeling as that’s the percentage of us that now own homes in this country which seems to be the major problem we’re now facing with the housing market. 

 

Historically, home ownership in this county has hovered around 65% until 2006 when it rose to 69%.  The additional 4% represents approximately 4 ½ million more families that became home owners during the Bush administration.

 

There are many reasons why we experienced such a major housing boom in this country, but the most significant reason is the lowered short-term interest rates set by the Federal Reserve when Alan Greenspan was still Chairman.  The lowered interest rates were in effect through the middle of 2004 in an effort to spur GDP growth after the 2001 recession.  30-year fixed mortgages averaging 7.6% from 1995 through 2000 dropped to 5.8% in 2003 and remained under 6% through the 4th quarter of 2005.

 

Lower interest rates made it possible for millions of people to become homeowners that had previously rented.  Subprime mortgages were extended to millions of borrowers with low credit ratings, those that could only afford low down payments, and to those who were not able to sufficiently document income. 

 

By the end of 2006 there were 7 ½ million borrowers with first-lien subprime mortgages.  The value of these mortgages is estimated at $1.2 trillion dollars, and represents 13% of all outstanding mortgages.

 

Many of the loans were in the form of Adjustable Rate Mortgages ARM’s.  ARM’s generally have a much lower interest rate for the first several years of the loan and then increase over time.  Click the following link to view a chart indicating payment differences between a fixed loan and ARM  http://www.articlesandanswers.com/ARMCHART.htm

 

Of the 7 ½ million borrowers that have subprime mortgages, 85% of the mortgages are paid on time, which means 1.2 million borrowers are late on their payments.  Over the next two years many of these ARM’s will reset at higher interest rates.

On December 6, 2007 President Bush provided an update on what his administration is doing to help borrowers as follows: (1) FHASecure, a refinancing plan for homeowners with good credit that cannot afford current payments. This program is expected to assist more than 300,000 families by the end of 2008. (2) Secretary of the Treasury, Henry Paulson, and HUD Secretary, Alfonso Jackson put together HOPE NOW a private sector alliance that has set up a toll-free hotline, 1-888-995-HOPE for homeowners to call 24-hours a day, and HOPE NOW has sent out hundreds of thousands of letters to borrowers that are falling behind in their payments. (3) Several regulator actions are being put in place to make the mortgage industry more “transparent, reliable, and fair”

The administration plan was intended to provide assistance to 1.2 million homeowners that were not late on their payments, but the numbers indicate only 300,000 families will be provided help by the end of 2008, which may be why the administration is requesting additional assistance from Congress.  There seems to be little that is being done by this administration to provide assistance to the 1.2 million homeowners that are already behind in payments as the Whitehouse plan applies only to homeowners with up-to-date mortgage payments.

December 6th was a busy day for the housing market as the latest delinquency report from Mortgage Bankers Association was also released on that date and the news was not good indicating a historically high delinquency rate on all residential mortgages for the third quarter of 2007.

The Congressional Budget Office and Mortgage Bankers Association prepared a chart indicating the change in foreclosure rate by state from the 2nd quarter of 2006 to the 2nd quarter of 2007.  Four states, California, Nevada, Arizona and Florida went from a foreclosure rate of 0.3% to a foreclosure rate of 0.6%.  These four states have a disproportionate number of foreclosures compared to the rest of the country.

Why?

Part of the reason may be due to foreclosure laws in these four states.  California has judicial foreclosures, but they are not common.  Non-judicial foreclosures handled by a trustee are more prevalent in this state.

Nevada and Arizona have both judicial and non-judicial foreclosures, with trustee foreclosures more common in both states.

Florida does not have provisions for non-judicial foreclosures and all foreclosures are handled by the courts, but what’s interesting in Florida is the fact there is no state law requiring the lender to notify the borrower prior to initiating foreclosure proceedings.

Does it just happen these four states have a disproportionate number of foreclosures compared to the rest of the country or has there been a concerted effort in these states to sell subprime mortgages for the sole purpose of picking up the foreclosed properties for pennies on the dollar and reselling at a later date for extraordinary profits?

In every financial transaction there is a winner and a loser – unfortunately the additional 4% that were able to purchase homes during this administration are going to end up being the real losers.

 

Sources: 

RealtyTrac foreclosure laws

Mortgage Bankers Association – December 6, 2007 Release

Whitehouse – December 6, 2007 “Helping American Families Keep Their Homes”

CBO Director, Peter R. Orszag statement before the Joint Economic Committee, U.S. Congress.

 

 

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Iran Nukes – Yes, No, Maybe So?

By Richard E Walrath

The media’s job is to misinform and misrepresent. 

The biggest story in a long while is the snow job we’ve been given about Iran and their nuclear capabilities. 

Today, Bush has a press conference to provide as much diversion as possible away from the the truth about Iran.  There will be at least as much coverage about the bu**sh** Bush press conference as there is about the cover-up of the facts on Iran. 

The following is a link to AP article "Iran welcomes U.S. move to ‘correct’ nuke claim"

http://www.msnbc.msn.com/id/22094067/

False claims by this administration is what started the mess in Iraq.  Let us hope we have learned from our mistakes.

 

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Hurdles remain for new stem cell technique – Cloning and stem cells- msnbc.com

 

Click here to Link to Hurdles remain for new stem cell technique – Cloning and stem cells- msnbc.com  

By Richard E Walrath

The original story in the Columbus Dispatch announcing this "breakthrough" got a banner headline.  The original story on MSNBC had a banner headline.

Now we find out that we are "years away" from solving the problems it creates before it can provide benefits.

Where’s the headline for the hurdles?

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When the Honeymoon is Over

By Richard E Walrath

It’s customary to give the new president a brief honeymoon period.  It’s going to be really brief for the next president.  How to un-do and re-do everything in the last eight years is an awesome task. 

Fire the ones who have been hired.  Hire the ones who have been fired. 

Un-do and/or re-do all that has been done and done to us. 

Do all the things that have been left undone, and undo all the things that have been done.

 

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The Silence is Deafening

By Richard E Walrath

When the Cheney Gang and the Bush Bunch are finally gone on January 20, 2009, we hope, the books will start coming out on how bad things have been for the last eight years–the worst president and vice president in the history of the United States. 

If I were going to write one of these books,  I’d make the title, "Absence of Agitation". 

What has been missing throughout the whole time has been people’s protests, mass demonstrations, public outcries, cries of enough is enough. 

As bad as things are today, the silence from people is overwhelming and deafening.

 

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The Ladder of Lies, Damn Lies and Statistics — Let Me Count the Ways

by Patricia L Johnson and Richard E Walrath

"On paper, it appears the Treasury Department has managed to analyze income mobility inside out and backwards to come to the conclusion the poor are jumping up the income quintile ladder by leaps and bounds, while the rich are losing ground."

Click the following link to read complete article

http://www.articlesandanswers.com/IncomeMobility.htm

 

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Muddled Mess

By Richard E Walrath

If we didn’t have such a muddled mess in this country, the objective would be to provide health care to everybody.  Then you wouldn’t need health insurance or insurance companies, but we’re too far in the hole to get out.

Doing away with insurance companies altogether just won’t fly.  They have too much money to spend to defeat such a plan.

Given a chance businesses would likely opt out of providing coverage to employees now because it costs so much. 

If it comes, when it comes, I think national health coverage will come fast.  Something is going to happen to make health care an overwhelming urgency. 

It took the Great Depression to create Social Security.  It will take another national emergency to get national health insurance.  But I don’t think it’s too far away now. 

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Breaking Even

By Richard E Walrath

Listening to Nathan Dungan, founder and president of Share Save Spend®, makes me wonder if he has even the slightest idea of what he’s talking about. 

Saving in this as well as every other country, as you might expect, is done by people who have money to save. 

If you’re a member on "the lower end of the socio-economic" spectrum, you are going to have little, if any, money to save. 

The best you can hope to do is stay out of debt and break even, and that’s going to be very hard to do.

 

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Happy Veterans Day from Articles and Answers

By Patricia L Johnson

Please click on the following link:

http://www.articlesandanswers.com/Veterans%20Day2008.htm

 

Technorati tags: ,

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A Resounding Win for the People

By Patricia L Johnson

The Score is in –

-0-  President George W. Bush

-1-  People of the United States of America

After seven years in office Congress finally said "NO" to President Bush and they said it loud and clear; with the House overriding the veto of H.R. 1495, Water Resources Development Act of 2007, with a vote of  361-54 and the Senate following with a 79-14 vote.

Following are the names of the 34 Senate Republicans that stood up for what was right and and voted against the Presidents veto.

Lamar Alexander, John Barrasso, Robert Bennett, Kit Bond, Saxby Chambliss, Thad Cochran, Norm Coleman, Susan Collins, Bob Corker, Larry Craig, Michael Crapo, Elizabeth Dole, Pete Domenici, Lindsey Graham, Charles Grassley, Chuck Hagel, Orrin Hatch, Kay Bailey Hutchison, James Inhofe, Johnny Isakson, Trent Lott, Richard Lugar, Mel Martinez, Lisa Murkowski, Pat Roberts, Richard Shelby, Gordon Smith, Olympia Snowe, Arlen Specter, Ted Stevens, John Thune, David Vitter, George Voinovich, John Warner

Sometimes it’s difficult to do what’s right when you’re under a tremendous amount of political pressure, but these Senators stood up to the pressure and voted to override President Bush’s veto.

Job Well Done – THANK YOU!

The following 12 Senate Republicans stood fast with President Bush and voted "NO" to the veto override.

Wayne Allard, Sam Brownback, Richard Burr, Tom Coburn, Jim DeMint, John Ensign, Michael Enzi, Judd Gregg, Jon Kyl, Mitch McConnell, Jeff Sessions, John Sununu

We can only cross our fingers and hope that the next time around they see the light and realize there is safety in numbers.

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The Great American Social Security Bamboozle

By Richard E Walrath and Patricia L Johnson

David Broder, who writes for the Washington Post, recently had a column about Social Security. If you can find it, it’s worth a look–not for what it says, but for what it fails to say. As Broder gets older, he loses more and more of his marbles.

"A Hearing the Candidates Should Attend" by David Broder is filled with everything anyone ever wanted to know, except the basic question – why. Why is the Social Security program in trouble?

In the following statement Broder fails to provide a clear picture of the problem "unless ways are found to reform the financing and benefits of Social Security and Medicare, the demands imposed by the retirement of millions of baby boomers will consume the federal budget and blight the prospects of the next generations."

We didn’t just wake up one fine morning and say "Oops… there is no more money in the kitty" that’s not how government works, so what went wrong, why is Social Security in trouble? The answer is Social Security isn’t in trouble, Medicare is – and lumping Social Security and Medicare together is wrong, they are two separate programs.

Social Security benefits are paid through payroll taxes. Employers and Employees each pay 6.2% of wages, up to a maximum (2008 will be $108,000), while self employed individuals pay 12.4%.

In 2006, 84% of Social Security benefits came from payroll taxes, with 14% coming from interest earnings, and 2% from taxes on Social Security benefits.

The 2007 OASDI Trustees Report states " Social Security’s combined trust funds are projected to allow full payment of scheduled benefits until they become exhausted in 2041"

The report continues "… financial adequacy of the program for the next 75 years could be restored if increases were made equivalent to increasing the Social Security payroll tax immediately and permanently from its current level of 12.4 percent (for employees and employers combined) to 14.35 percent."

In other words, the Social Security deficit over a 75-year period is no more than 1.95 percent of taxable payroll wages, not exactly a financial crisis.

Medicare presents a different problem. In 2008 the first ‘baby boomer’ becomes eligible for early Social Security benefits at age 62, she recently applied for benefits online, but her benefits do not actually begin until January of 2008. Three years later, at age 65, this person will become eligible for Medicare and over the next two decades 78 million more Americans will become eligible for Social Security and subsequent Medicare benefits.

The problems facing Medicare are as follows:

  • Americans are living longer so they require health care over a longer period of time.
  • Medical costs are rising at more than twice the rate of inflation.
  • And the major problem – the 2003 prescription drug plan put forth by the Bush Administration

During a CBS 60 Minutes interview , David M Walker, Comptroller General of the United States made the following statement about the 2003 Medicare prescription drug plan " The prescription drug bill was probably the most fiscally irresponsible piece of legislation since the 1960s,"

David Walker, as chief accountability officer of the U.S. Government Accountability Office (GAO) and former Public Trustee for Social Security and Medicare from 1990 to 1995, is definitely someone ‘in the know’ when it comes to the status of Social Security and Medicare.

His following comment says all there is to say about the subject: "With one stroke of the pen, Walker says , the federal government increased existing Medicare obligations nearly 40 percent over the next 75 years."

This administration did not err in providing prescription drug coverage to senior citizens and the disabled; their error was in not negotiating lower prescription and medical costs prior to implementing the program.

The "plot" and that’s the only way to describe it is to bamboozle people into believing there is a real problem with Social Security that requires reducing benefits to solve it. 

But, even more, the "plotters" want to get this done BEFORE the time comes when the Social Security pay-out is more than the pay-in.

Why is this so important to the "plotters?"

Three reasons: 

  • First, all the money borrowed from Social Security–and spent by the government would have to be repaid
  • Second, there would no longer be a Social Security surplus each year that the government could borrow and spend.
  • Third, and finally, Social Security would have to be paid for, partially, out of the general revenue fund which would require an increase in taxes.

Guess who the "plotters" are in this scheme of things?

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What Happens to Rudy?

By Richard E Walrath

Right now on the Republican side, Mitt Romney is way ahead in the Iowa polls while Rudy Giuliani is way out in front in national polls. 

What the media and the political pundits ought to be talking and writing about is the discrepancy between the two polls.  Right after Iowa comes the NH primary.  The winner in Iowa is going to get a boost going into the NH primary.

What’s going to happen to Rudy if he loses in both Iowa  and NH?

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When There is Only One Source

By Richard E Walrath

If you live in Columbus, OH, you buy all your electricity from AEP.  Why?  There’s nobody else selling it. 

So guess what?  AEP is all for deregulation.  Why?  So they can bump up their prices.  Funny thing, where there’s competition, where consumers have different places to buy, you don’t hear the power companies talking about the need for deregulation. 

They’re happy as clams then with regulation, guaranteed rates, and, oh yes, subsidies would be just fine, too. 

When you hear the air filled with, "Let the market decide", you know business has the consumer by the throat.  

When the going gets tough and competition gets rough, you don’t hear so much about "the market" from the power companies, or the utilities, in general, or Big Business.

 

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Voluntary Recalls November 2007 – Check your Freezers

By Patricia L Johnson

Only three (3)  days into the month of November and already we’ve had two major food recalls on the books due to possible E. coli contamination, 1.1 million pounds of ground beef sold nationally under various brand names and 414,000 cases of pizza products sold by General Mills under the Totino and Jeno brand names.

What’s going on with our food chain?  Have food processors become so lax in following safety standards that our food supplies are becoming contaminated or is there more to this story than meets the eye? 

Both recalls are classified as Class I …"health hazard situation where there is a reasonable probability that the use of the product will cause serious, adverse health consequences or death."

These recalls are being made due to USDA inspections finding E. coli in the products which seems odd.  If the USDA finds evidence of a Class I risk to consumers, why aren’t these recalls mandatory rather than voluntary? 

Seems like consumers should deserve mandatory recalls when E. coli is an extra added ingredient, not listed.

Following are excerpts regarding the recalls and a listing of recalled products, for complete information on these recalls, please click the links that take you directly to the Cargill and General Mills Totino and Jeno sites.

"November 3, 2007

WICHITA, Kan. Cargill Meat Solutions said it is voluntarily recalling approximately 1,084,384 pounds of ground beef produced at its Wyalusing, Pa., Cargill Regional Beef facility because of the possible presence of E. coli O157:H7. The ground beef products subject to recall were produced at the Wyalusing plant between Oct. 8 and 11, 2007, and were distributed to retailers nationwide.

Products subject to recall are:

• 1.3-pound packages of “Century Farm 80/20 Ground Beef.” Use by/freeze by 11/03/2007

• 3.0-pound packages of “Century Farm 80/20 Ground Beef.” Use by/freeze by 11/03/2007

• 1-pound packages of “Century Farm 80/20 Ground Beef Patty.” Use by/freeze by 10/31/2007

• 1.3-pound packages of “Century Farm 85/15 Ground Beef.” Use by/freeze by 11/03/2007

• 3-pound packages of “Century Farm 90/10 Ground Beef.” Use by/freeze by 10/19/2007

• 1.3-pound packages of “Century Farm 90/10 Ground Beef Patties.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Century Farm 90/10 Ground Beef.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Century Farm 93/7 Ground Beef.” Use by/freeze by 11/03/2007

• 1-pound packages of “Century Farm 96/4 Extra Lean Ground Beef.” Use by/freeze by 10/19/2007 & 10/31/2007

• 1-pound packages of “Century Farm 85/15 Ground Beef Patties.” Use by/freeze by 10/19/2007

• 1.3-pound packages of “Century Farm 93/7 Ground Beef Patties.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Century Farm 80/20 Chuck Ground Beef Patties.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Century Farm 80/20 Chuck Ground Beef for Chili.” Use by/freeze by 10/31/2007 & 11/03/2007

• 1.3-pound packages of “Century Farm Meatloaf Mix, Beef, Pork and Veal with Natural Flavors.” Use by/freeze by 10/19/2007, 10/22/2007, 10/31/2007 & 11/03/2007

• 1.25- pound packages of “Giant 75/25 Ground Beef, All Natural.” Use by/freeze by 11/03/2007

• 3.0- pound packages of “Giant 75/25 Ground Beef.” Use by/freeze by 10/31/2007

• 1.25-pound packages of “Giant 80/20 Ground Beef, All Natural.” Use by/freeze by 11/03/2007

• 3.0-pound packages of “Giant 80/20 Ground Beef.” Use by/freeze by 10/31/2007

• 1.3-pound packages of “Giant Eagle Ground Chuck Beef Patties 80/20.” Use by/freeze by 10/19/2007 &10/22/2007

• 1.3-pound packages of “Giant Eagle Ground Beef Patties 92/8.” Use by/freeze by 10/22/2007

• 1.3-pound packages of “Giant Eagle Ground Beef Patties 85/15 – Certified Angus Beef Brand.” Use by/freeze by 10/19/2007 & 10/22/2007

• 1.3-pound packages of “Giant Eagle Ground Round Beef Patties 85/15.” Use by/freeze by 10/19/2007 & 10/22/2007

• 3.0-pound packages of “Shop Rite, 80% Lean 20% Fat, Ground Beef.” Use by/freeze by 10/31/2007 & 11/03/2007

• 3.0-pound packages of “Shop Rite, 85% Lean 15% Fat, Ground Beef.” Use by/freeze by 10/31/2007 & 11/03/2007

• 1.3-pound packages of “Shop Rite, 93% Lean 7% Fat, Ground Beef Patties.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Shop Rite, 93% Lean 7% Fat, Ground Beef.” Use by/freeze by 11/03/2007

• 1-pound packages of “Shop Rite, 96% Lean 4% Fat, Ground Beef.” Use by/freeze by 10/31/2007

• 1.25- pound packages of “Stop & Shop 75/25 Ground Beef, All Natural.” Use by/freeze by 10/31/2007 & 11/03/2007

• 5.0- pound packages of “Stop & Shop 75/25 Ground Beef, All Natural.” Use by/freeze by 11/03/2007

• 1.25-pound packages of “Stop & Shop 80/20 Ground Beef, All Natural.” Use by/freeze by 10/31/2007 & 11/03/2007

• 1.25-pound packages of “Stop & Shop 85/15 Ground Beef, All Natural.” Use by/freeze by 10/31/2007

• 1.2-pound packages of “Stop & Shop 87/13 Ground Beef Sirloin, All Natural.” Use by/freeze by 10/31/2007

• 1-pound packages of “Stop & Shop 90/10 Ground Beef, All Natural.” Use by/freeze by 10/31/2007

• 1.0-pound packages of “Stop & Shop 80/20 Ground Beef Patties, All Natural.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Stop & Shop 80/20 Ground Beef Patties, All Natural.” Use by/freeze by 11/03/2007

• 2.6-pound packages of “Stop & Shop 80/20 Ground Beef Patties, All Natural.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Stop & Shop 90/10 Ground Beef Patties, All Natural.” Use by/freeze by 10/31/2007 & 11/03/2007

• 2.5-pound packages of “Stop & Shop 90/10 Ground Beef, All Natural.” Use by/freeze by 10/19/2007

• 2.5-pound packages of “Stop & Shop 93/7 Ground Beef, All Natural.” Use by/freeze by 10/31/2007

• 1-pound packages of “Wegmans 80/20 Ground Beef Patties.” Use by/freeze by 10/19/2007

• 1.3-pound packages of “Wegmans 90/10 Ground Beef Patties.” Use by/freeze by 10/19/2007 & 10/22/2007

• 3-pound packages of “Weis Premium Meats, 73/27 Ground Beef.” Use by/freeze by 11/03/2007

• 1-pound packages of “Weis Premium Meats, 80/20 Ground Beef.” Use by/freeze by 10/31/2007

• 3-pound packages of “Weis Premium Meats, 80/20 Ground Beef.” Use by/freeze by 10/31/2007 & 11/03/2007

• 1-pound packages of “Weis Premium Meats 85/15 Ground Beef.” Use by/freeze by 10/31/2007

• 2.0 and 3.0 -pound packages of “Weis Premium Meats 85/15 Ground Beef.” Use by/freeze by 11/03/2007

• 2-pound packages of “Weis Premium Meats 93/7 Ground Beef.” Use by/freeze by 11/03/2007

• 1-pound packages of “Weis Premium Meats 93/7 Ground Beef.” Use by/freeze by 10/31/2007

• 1-pound packages of “Weis Premium Meats 96/4 Ground Beef Extra Lean.” Use by/freeze by 10/31/2007

• 1.3-pound packages of “Weis Premium Meats 90/10 Ground Beef Sirloin Patties.” Use by/freeze by 10/31/2007

• 1.3-pound packages of “Weis Premium Meats Meatloaf Mix, Beef, Pork and Veal with Natural Flavors.” Use by/freeze by10/31/2007

• 1.3-pound packages of “Weis Premium Meats 80/20 Ground Beef for Chili.” Use by/freeze by 10/31/2007

• 1.3-pound packages of “Meat Loaf Mix, Made with Beef, Pork, Veal, with Natural Flavors.” Use by/freeze by 10/19/2007 & 10/22/2007

• 1.25-pound packages of “Meatloaf Mix, A Blend of Fresh Ground Beef, Pork & Veal, All Natural.” Use by/freeze by 10/31/2007

• Various weight packages of “85/15 Coarse Ground Beef for Chili Meat, All Natural.” Use by/freeze by 10/31/2007

• 1.3-pound packages of “Ground Beef Chuck for Chili 80/20.” Use by/freeze by 10/19/2007 & 10/22/2007

• 1.3-pound packages of “Price Rite 85% Lean, 15% Fat Ground Beef.” Use by/freeze by 11/03/2007

• 1.3-pound packages of “Price Rite 80% Lean, 20% Fat Ground Beef.” Use by/freeze by 11/03/2007

• 1.3 pound packages of “Price Rite Meat loaf mix.” Use by/freeze by 10/31/207 & 11/03/2007

Each package or label bears the establishment number “Est. 9400” inside the USDA mark of inspection. As the use/freeze-by dates for products subject to this recall have expired, consumers are urged to look in their freezers for these products and return or discard them if found.

In addition to the above listed products, there are various weights and varieties of ground beef, ground chuck, and ground sirloin product that were distributed for further processing and repackaging and will not bear the same establishment number on the package.

Consumers with questions about the recall should contact the company’s food safety line at 1-877-455-1034.

====================================

November 2, 2007

MINNEAPOLIS — Totino’s and Jeno’s today announced a voluntary recall of frozen pizzas with pepperoni toppings because of possible contamination of the pepperoni topping with E. coli O157:H7. 

The specific products in the recall include:

Brand
Product
SKU number

Totino’s
Party Supreme
42800-10700

Totino’s
Three Meat
42800-10800

Totino’s
Pepperoni
42800-11400

Totino’s
Pepperoni
42800-92114

Totino’s
Classic Pepperoni
42800-11402

Totino’s
Pepperoni Trio
42800-72157

Totino’s
Party Combo
42800-11600

Totino’s
Combo
42800-92116

Jeno’s
Crisp ‘n Tasty Supreme
35300-00561

Jeno’s
Crisp ‘n Tasty Pepperoni
35300-00572

Jeno’s
Crisp ‘n Tasty Combo
35300-00576

Contacts:
Consumers – (800) 949-9055"

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NEW ATOMIC ELEMENT IDENTIFIED

By Unknown

The New Element (Gv)

Recent hurricanes and gasoline issues are proof of the existence of a new chemical element. Research has led to the discovery of the heaviest element yet known to science.

The new element, Governmentium (Gv), has one neutron, 25 assistant  neutrons, 88 deputy neutrons and 198 assistant deputy neutrons, giving it an atomic mass of 312.

These 312 particles are held together by forces called morons, which are surrounded by vast quantities of lepton-like particles called peons. Since Governmentium has no electrons, it is inert; however, it can be detected, because it impedes every reaction with which it comes into contact.

A minute amount of Governmentium can cause a reaction (that would normally take less than a second) anytime from four days to four years to complete.

Governmentium has a normal half-life of two to six years; it does not decay, but instead undergoes a reorganization in which a portion of the assistant neutrons and deputy neutrons exchange places.

In fact, Governmentium’s mass will actually increase over time, since each reorganization will cause more morons to become neutrons, forming isodopes. This characteristic of moron promotion leads some scientists to believe that Governmentium is formed whenever morons reach a critical concentration.

This hypothetical quantity is referred to as critical morass.

When catalyzed with money, Governmentium becomes Administratium, an element that radiates just as much energy as Governmentium, since it has half as many peons but twice as many morons.

PLEASE FEEL FREE TO DISTRIBUTE THIS TO ALL THE SCIENTISTS YOU KNOW!

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Are We Better or Worse Off?

By Richard E Walrath

There’s a lot of talk about regulation, but I don’t see a lot of evidence of it.  More of it in the food industry, especially imports, would please me.  People who buy toys think there should be more regulation, too.

Republicans want  to deregulate and Democrats want to regulate.  Airlines used to be regulated, now they’re not.  But that was Jimmy Carter’s doing. 

Are they, are we, better or worse off?

Deregulation led to Enron, at one time the largest corporation in America.  We know what happened to it.

At one time, of course, there was, basically, only one telephone company–AT&T.  There were others, but altogether they had a very small share of the total. 

Power lines and telephone lines are very expensive to install, and you want only one company in each area.  In return for having a monopoly, the utilities are supposed to hold down rates and were regulated by the government. 

That was then. 

The next idea was that utilities could offer better service and prices if there were more competition.  It’s cheaper now to have a phone than it used to be.  But that’s because we have entirely new systems. 

It’s the same old electricity, however, coming in on the same old power  lines, and the price keeps going up, up, and away.  

Electricity, which is extremely energy intensive, isn’t going to get cheaper until it’s produced in a different way–using an energy source other than coal.

 

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It’s Everywhere

 

By Richard E Walrath

Liquid CO2 has been discovered on Mars and on the closest thing on earth to Mars – Antarctica.

Where was it first?  Or, where did they discover it first?  I don’t know the answer to either question, but they’re using information from one to find and verify information on the other.

Mars is much colder, but finding Liquid CO2 on both is significant.  

Eventually, we’ll get to the questions of, Who am I and How did I get here?  But in the meantime, air is every where.  Air contains CO2. 

The process for making Liquid CO2 is a combination of reduced temperature of carbon dioxide and pressure.  Reduced temperature is another way of saying how COLD it is on Mars or on Antarctica.  CO2 is heavier than air and sinks down.  AS it sinks to the bottom, sufficient dowward pressure is exerted to form Liquid CO2. 

No, it doesn’t fly–it sinks.  CO2 sinks to the bottom of wells, pools, holes in the ground.

In fact, they call the places that CO2 sinks, "sinks" because CO2 sinks there.

CO2 = Carbon dioxide
H2O =  Water

About water— H2O
For each molecule of oxygen, there are two molecules of hydrogen.  So you know oxygen is heavier than hydrogen.

About carbon-dioxide–CO2
For each molecule of carbon, there are two molecules of oxygen, so you know that carbon is heavier than oxygen.

Therefore, ipso facto, you know that carbon dioxide is heavier than water–that’s why it sinks.

 

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Trio of Errors

By Richard E Walrath

The war started in Afghanistan, so Bush and Cheney went to Iraq.  Afghanistan is the place where all the troops should have gone in the first place. That war could have been over long ago.

What was it Rummy said about Iraq? 

The targets are much better in Iraq?  Maybe so, but the United States had no reason to go there. 

Who was it that said, He who tries to do two things at once, does neither?

This wasn’t like walking and chewing gum at the same time. 

The war in Iraq has turned out to be a disaster of monumental proportions, so the thing to do is start another war with Iran. 

That makes three wars. 

Do three wars = World War III?

 

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Rampant Rumor

By Richard E Walrath

"Why Osama Is the Best Choice for the Democrats in 2008"

By  George W. Bush

There is absolutely no truth to the rumor that the above op-ed piece was submitted by gw (guess who) to the New York Times.

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When First Responders Aren’t

By Patricia L Johnson

Sometimes I read articles and am totally flabbergasted at the utter stupidity of suggestions made.

In the latest edition of Hightower Lowdown, edited by Jim Hightower and Phillip Frazer, the author(s) is suggesting a general work strike by the people of the United States for at least one day as "affirmation that the people are the only "larger force" that can stop the BushCheney coup and make America whole again."

While I can wholeheartedly agree with the need for American people to do something as a group to demonstrate anger at what this government and our country has become in the past seven years under the leadership of the Bush Administration, I cannot even begin to think of the consequences the people would have to face if everyone walked off their jobs for one particular date.

Every year 23% of the 1.1 million Americans that suffer a heart attack die within one hour of the beginning of their symptoms – that’s easy math, it comes out to 230,000 people in one year.  If you divide that figure by the number of days in a year, we’re looking at 630 people that are probably going to die in any given day from a heart attack no matter what action is taken, but what about the other 77%?  That’s 770,000 and comes out to 2,109 persons per day that normally will survive providing immediate medical care is provided.

What if no care is available? 

My one son is a paramedic – what happens if a member of your family has a heart attack and you call the ambulance, but no one shows up because he took the day off to protest the Bush/Cheney regime?

Is your family member going to be one of the survivors and if he/she isn’t where should the blame fall?  On my son for not going to work that day?  On the local government agency that hired him?  On the school where he received his training?  On me, his parent, for not teaching him proper job ethics?  Or, should the blame fall on the people that suggested staying home from work makes for a great political demonstration?

My other son works for the township and is also a first responder for non-medical emergencies.  If you’re flooded, he’s going to be on hand to help evacuate you, if a tornado comes through he’s going to be there to assist you, and the list goes on and on.  Here again, if you’re the family suffering the flood, or you’re the family whose house came crashing down around them and you’re not getting any assistance from your local government agencies, who are you going to blame?  The list can go on and on, auto accidents, school injuries, work injuries, etc, etc.

Suggesting the American people protest the actions of this government by a mass strike is simply frosting on the Bush cake as far as I’m concerned.

Our country is in the situation it’s in because our elected officials have not performed their jobs to the best of their ability– a strike will only lower the standards and ethics of our great American workforce to the incredibly low  levels set by the highest elected officials in this country.

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Triangle of Terrorism

 

By Richard E Walrath

Does anybody remember the "Triangle of Terrorism" and the "Axis of Evil?" 

The first term, Triangle of Terrorism was dr0pped because nobody could figure out how to make a triangle out of the three countires, assuming that you remember what the three countries were–Iraq, Iran, and North Korea. 

Just try it.

The next nugget of propaganda was "Axis of Evil"  to talk about the same three countries–Iraq, Iran, and North Korea. 

As it turns out, North Korea–the country that had the nuclear bomb–has agreed to stop further testing and has agreed to United Nations inspections. 

What was their price?  Food! 

The people in North Korea are and were starving.

You might think that would register on the war-mongering Bomb Iran advocates, but you would be wrong. 

The wars in Iraq and Afghanistan are not going well, so the thing to do is start a third war with Iran.

 

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When the Facts are Wrong…

By Patricia L Johnson

Someone sent me a link to a web site and I’m going to use a few sentences from it as an example of how easily people are swayed.

When you look at a web site and the owner claims to be a "Ph.D. economist", you automatically assume the person has some knowledge of the subject at hand, but do they?

You don’t have to read too far down on the web site to find the following sentence:

"First, be careful, the deficit is annual additions to national debt."

The statement is somewhat misleading – the deficit is not "annual additions" to the national debt.

Our government is just like any other entity, it maintains books for recording accounting activity called the national income and product accounts.  The difference between our government current receipts and disbursements in these accounts has been called a surplus if results end in a positive number and a deficit if results end in a negative number. 

Both surpluses and/or deficits are additions to the national debt.  Surpluses decrease the amount of the national debt, while deficits increase the national debt.

This site then contains a few charts and other mutterings and goes on to state the basis for his charts.

The annual deficit is how much the debt increases each year. On any day we can ask how much the annual deficit was over the preceeding year and find it by subtracting the national debt a year ago from what it is now…

That’s how the graphs above were made…"

Based on the formula we took the national debt as of October 18, 2007 and subtracted the national debt as of October 18, 2006 for a total of $513 billion plus some change, which according to the formula should be the deficit for the preceding year.

$9,053,431,790,817.60  10/18/2007

$8,540,051,729,781.32  10/18/2006

$   513,380,061,036.28 – Difference

The U.S. deficit for fiscal year 2007 was $163 billion based on receipts of $2,568 billion and outlays of $2,731 billion.

If a web site is using graphs as a visual aid to the point they are making and the graphs are based on an erroneous formula, how much credence can you give to the information on the web site?

I’m not going to include the link to this web site because I don’t believe in promoting information that’s not correct.

There is only one purpose of this post and that is to act as a reminder to all of us that you cannot believe everything you read, no matter how knowledgeable the person is that’s writing the material.  The Internet has made it possible for all of us to be inundated with material on any subject under the sun.  The fact that a person is educated in a particular field does not necessarily make them an expert.

Most of us don’t have time to even read the news, much less research what’s written, but that’s basically what you have to do in today’s world of misinformation and bias.

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Bungled Bush Boondoggle

 

By Richard E Walrath

Everybody in Iraq knows who the enemy is–everybody except United  States soldiers.  The enemy changes every day. 

My guess is that there is a disaster in the making in Iraq unless you consider what is there now a disaster.  Who does Al Qaeda fight in Iraq if the United States pulls out and concentrates on Afghanistan?

The thing is the United States was getting more oil from Iraq before Bush invaded it than the United States is getting now. 

Iraq, as far as anything the United States can do to make it better, is a lost cause.  The United States can make it worse, but I don’t think Iraq is going to get any better by our being there. 

Now the question becomes, if the United States withdraws its troops from Iraq, will Al Qaeda follow them to Afghanistan?  If they do, the United States will have them right where they want them. 

But, then, that will bring up another question–why did the United States go to Iraq to fight Al Qaeda when Al Qaeda was the reason for going to Afghanistan in the first place?

The SCHIP bill didn’t get enough votes 10/18/2007 to override the Bush veto.  But it’s costing as much to fund the war in Iraq for a month as it would to insure ten million children for more than a year. 

Thanks to the Bush tax-cuts for the rich and big business, there’s no money to fund the war in Iraq–guess he must figure that you have to cut somewhere.

There is a lot more support for the war in Afghanistan, not only in the United States but in the rest of the world.  That doesn’t solve the problem created by the Bush invasion of Iraq. 

I think we’re on our way out of there and on the way to Afghanistan big time.  That would go over with the right-wingers much better than just pulling out of Iraq. 

Declare victory and leave.

Counting the independent contractors, there are about 300,000 they can start shipping to Afghanistan.  There’s still a chance that other countries would provide some help there. 

They may not continue to do so unless the United States puts some troops in there.  Iraq is a bungled Bush boondoggle.  It’s never going to get any better as long as the United States is there.

 

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